
Simmons & Simmons is active across programmatic and standalone securitisation transactions in both the public and private markets, as well as SRT and synthetic structures, and loan-on-loan financings. Michael Lorraine is noted for his extensive experience across asset-backed structures such as securitisations, covered bonds, warehouse facilities and asset-backed lending, particularly in the speciality finance space. Consumer loan securitisations are a key area for Kathryn James, whose practice centres on public and private securitisation transactions. Further depth is provided by Amer Siddiqui, who advises on a range of asset-backed finance and securitisation matters, with a particular emphasis on residential mortgage-backed financing.
Legal 500 Editorial commentary
Key clients
- European Investment Fund
- Citibank Europe plc
- Cynergy Bank
- British Business Bank
- StrideUp Homes Limited
- Pollen Street Capital
- TalkTalk
- Lendco
- Paratus AMC
- Close Brothers Group plc
- Atelier Finance
- Sunsave Group Ltd
Work highlights
Advised on a securitisation for EIB Group, enabling over €1 billion in SME lending through a risk-sharing agreement between EIB Group and ABN AMRO, supporting Dutch economic growth and climate transition.
Advised Cynergy Bank on its inaugural £450m RMBS securitisation, covering English law, tax and regulatory aspects, and incorporating innovative features to achieve capital relief on a revolving portfolio of buy-to-let mortgages.
Advised Legal & General on a £475m sale and securitisation of lifetime mortgage loans.
Lawyers
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.
Practice head
Michael Lorraine; David Toole
Other key lawyers
Kathryn James; Amer Siddiqui


