Simmons & Simmons is active across programmatic and standalone securitisation transactions in both the public and private markets, as well as SRT and synthetic structures, and loan-on-loan financings. Michael Lorraine is noted for his extensive experience across asset-backed structures such as securitisations, covered bonds, warehouse facilities and asset-backed lending, particularly in the speciality finance space. Consumer loan securitisations are a key area for Kathryn James, whose practice centres on public and private securitisation transactions. Further depth is provided by Amer Siddiqui, who advises on a range of asset-backed finance and securitisation matters, with a particular emphasis on residential mortgage-backed financing.
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Key clients

  • European Investment Fund
  • Citibank Europe plc
  • Cynergy Bank
  • British Business Bank
  • StrideUp Homes Limited
  • Pollen Street Capital
  • TalkTalk
  • Lendco
  • Paratus AMC
  • Close Brothers Group plc
  • Atelier Finance
  • Sunsave Group Ltd

Work highlights

Advised on a securitisation for EIB Group, enabling over €1 billion in SME lending through a risk-sharing agreement between EIB Group and ABN AMRO, supporting Dutch economic growth and climate transition.
Advised Cynergy Bank on its inaugural £450m RMBS securitisation, covering English law, tax and regulatory aspects, and incorporating innovative features to achieve capital relief on a revolving portfolio of buy-to-let mortgages.
Advised Legal & General on a £475m sale and securitisation of lifetime mortgage loans.

Lawyers

Leading partners

The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.

Practice head

Michael Lorraine; David Toole

Other key lawyers

Kathryn James; Amer Siddiqui