Cobalt is consulted by clients ranging from start-ups to public sector companies and regulatory bodies on a wide range of matters in the fintech space. The group is well known for its strength in advising on licensing and regulatory issues, as well as artificial intelligence, crowdfunding and cryptocurrency matters, often with cross-border elements. Practice co-head Kristel Raidla-Talur is well-versed in handling transactional mandates, while practice co-head Monika Koolmeister routinely acts as counsel to clients in the financial regulation arena. Kaarel Eller is a name to note.
Legal 500 Editorial commentary
Testimonials
Collated independently by Legal 500 research team.
- 'The firm is extremely professional, with true subject matter expertise and a high level of care and courtesy. They guided us through a complex regulatory licence application process for both money payments and cryptocurrency. Their analysis was clear, practical, and demonstrated a deep understanding of both the regulatory and business aspects involved. They consistently made themselves available, delivering timely and well-reasoned responses. This practice stands out for its responsiveness, depth of expertise, and ability to integrate legal advice with real business insight.’
- ‘The attorneys were exceptional. They combined deep regulatory knowledge with a strong understanding of commercial realities, which made their advice both legally sound and highly practical. They took the time to explain complex legal concepts in plain, accessible terms. Their professionalism, patience, and responsiveness sets them apart from others. They truly went beyond expectations and made the entire experience smooth and effective.’
Key clients
- Webull Pay Inc
- Bolt Operations
- Wise Assets
- Bondora
- 3Commas Technologies
- Tuum (Modular Technologies)
- Yolo Investments
- Lemonway
- Quickbyte
- Striga Technologies
- UP Group
Work highlights
Assisting Webull Pay Inc with licensing matters.
Advising Bondora on a range of multi-jurisdictional financial regulatory matters.
Advised UP Group on the acquisition of a majority stake in online health and wellness platform Stebby.
Lawyers
Hall of Fame
The lawyers at the very top of the profession, widely known and respected by peers and clients for their longstanding involvement in market-leading work.
Next Generation Partners
Junior partners with significant recognition from clients and peers in the market and key roles on multiple matters.
Leading associates
Leading associates with regular involvement in their team's key work, and recognition from peers or clients as being ones to watch.
Practice head
Kristel Raidla-Talur; Monika Koolmeister
Other key lawyers
Kaarel Eller