Acting for industrial and commercial clients, Cariola Díez Pérez-Cotapos assists with policy claims against insurance companies in relation to construction, mining projects, commercial stores and distribution centres (among other sectors). The four-member team covers loss adjustment procedures, insurance company-related negotiations and litigation, insurance programme review, policy obligations' fulfilment, and advising insurance companies and brokers on new business lines. Additionally, the practice handles sizeable insurance M&A deals, as well as Financial Market Commission-issued regulatory requirements. Insurance practice leader Florencio Bernales also heads up the firm’s litigation and arbitration offering; while the track record of director José Ignacio Azar includes insurance disputes concerning industrial equipment malfunctioning, guarantees and health. At associate level, Daniel Washington assists with insurance policy claims, while former senior Trinidad Torres exited the firm in December 2024.
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Key clients

  • Ripley Corp
  • Banco Ripley
  • Isapre Banmédica
  • Marsh Corredores de Seguros
  • Guy Carpenter & Company Corredores de Reaseguros
  • Isapre Vida Tres
  • Banmédica

Work highlights

Advised Guy Carpenter, a Chile-registered reinsurance broker, on regulatory requirements and compliance with the Financial Market Commission.
Acting for Isapre Vida Tres and Isapre Banmédica in claims before the Chilean IRS, regarding the treatment of litigation costs as accepted or rejected expenses.
Advised Banco Ripley during the mandatory tender process for mortgage insurances.

Practice head

Florencio Bernales; José Ignacio Azar