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ARTICLE · 12 OCTOBER 2011

Debt Collectors Fail To Collect More Plaintiffs In Class Action

How broad must a class be in a class action suit? Just broad enough to satisfy the requirements of Rule 23, according to an Alabama federal judge.

United StatesLitigation, Mediation & Arbitration

How broad must a class be in a class action suit? Just broad enough to satisfy the requirements of Rule 23, according to an Alabama federal judge. The district court recently refused an attempt by two debt collectors to compel the expansion of a class in a lawsuit against them over a collection letter privacy notice, holding that the law does not require certification of the broadest possible class of plaintiffs.

In Lewis v. ARS Nat'l Servs. Inc., the plaintiff sued a debt collector that had acquired defaulted debts from JC Penney and the collection agency to which the collector had assigned the debt for collection. The complaint alleged that the collection letters contained a privacy notice that violated the Fair Debt Collection Practices Act (FDCPA). The class as defined was fairly narrow, consisting only of Alabama residents to whom the defendants sent the challenged privacy notice during a one-year period in an attempt to collect a consumer debt originally owed

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