FDIC Proposes Greater Flexibility For Digital And ATM Signage Requirements

On August 19, 2025, the Federal Deposit Insurance Corporation (FDIC) Board of Directors published a Notice of Proposed Rulemaking to update regulations on how banks display the FDIC official digital sign and related non-deposit signage. The proposal aims to simplify signage requirements introduced in 2023, which mandated the use of the FDIC digital sign on ATMs, bank websites, mobile apps, and other digital deposit-taking channels, and give banks more flexibility in how they display the FDIC digital sign and non-deposit signage.

Design Standards for the FDIC Official Digital Sign. One of the key areas of focus is the design of the FDIC digital sign. The 2023 rule required specific color codes, font sizes, and layouts, but banks argued that such prescriptive standards could quickly become outdated and create technical challenges. The proposed updates eliminate many of the technical requirements and provide banks with more flexibility in using colors, fonts, and sizes.