The Coronavirus Aid, Relief, and Economic Security Act (CARES
Act), which was signed by the President on March 27, 2020, includes
several provisions affecting group health plans, as discussed
below.
Health Plan Rules and Relief
Coverage for In-Network and Out-of-Network Coronavirus
Testing
As discussed in our
previous article addressing the Families First Coronavirus
Response Act ("FFCRA"), FFCRA requires group health plans
to cover coronavirus testing without any cost-sharing (i.e.,
deductibles, copayments, or coinsurance) imposed on the plan member
during the declared public health emergency. The CARES Act
clarifies that this applies to services conducted by both
in-network and out-of-network health care
providers.