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ARTICLE · 10 OCTOBER 2024

Bridging Loan Defaults: Lender Enforcement And Your Options

Ronald Fletcher Baker LLP
Ronald Fletcher Baker LLP
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Ronald Fletcher Baker LLP

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This article explores some key factors a bridging lender may consider when deciding whether to enforce its security, as well as the main methods of enforcement available to lenders.

United KingdomFinance and Banking
David Burns
David Burns

This article explores some key factors a bridging lender may consider when deciding whether to enforce its security, as well as the main methods of enforcement available to lenders.

Considerations for a Bridging Lender When Deciding Whether to Enforce Its Security

1. Has the borrower defaulted?

If so, is the breach serious enough to justify enforcement, or are there alternative solutions that should be explored first?

2. What is the borrower's financial position?

Can the borrower realistically repay the loan within a reasonable period? Is there evidence to support this, such as an imminent property sale or a refinancing arrangement?

3. Personal circumstances of the borrower:

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