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ARTICLE · 03 MAY 2023

FinTech: How Is The World Shaping The Financial Innovation Industry

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The following UAE Guide, was written for the International Bar Association (IBA) Banking Law Committee, and forms part of a global report.

United Arab EmiratesTechnology
Nadim Bardawil
Nadim Bardawil
Hala Harb
Hala Harb
Marina El Hachem
Marina El Hachem
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The following UAE Guide, was written for the International Bar Association (IBA) Banking Law Committee, and forms part of a global report.

1. Fintech regulatory framework: a summary of the most relevant laws and regulations concerning fintech and financial innovation.

The United Arab Emirates (UAE) continues to hold its position as the leader in fintech in the Middle East. This position is maintained with the help of supportive governmental policies and most importantly, by the implementation of attractive programs, both onshore and in free zones. The UAE consists of onshore and financial free zone jurisdictions, to which different legal frameworks apply. There are currently two financial free zones in the UAE: the Dubai International Financial Centre (DIFC) and the Abu Dhabi Global Market (ADGM).

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