The language requirements for insurance policy documentation to
be issued in (English or Arabic, or both) in the UAE has been
somewhat unclear when taking into account the relevant regulations,
and the practice followed in the insurance market. The position has
been clarified following the UAE Insurance Authority's recently
issued Administrative Decision No. 140 of 2019 Excluding certain
insurance policies from the conditions of being drawn up in
Arabic.
The Decision, which came into force on 14 October 2019, lists
the types of insurance policies that are now exempt from the
requirements to issue policies in Arabic, with a translation
attached if any other languages are used, as set out in Article
28(1) of Federal Law No. 6 of 2007 Establishing the Insurance
Authority and Regulating its Functions. The penalties for failing
to comply are listed in Cabinet Resolution No. (7) of 2019
Concerning the Administrative Fines Imposed by the Insurance
Authority, which
