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ARTICLE · 19 OCTOBER 2023

Dijital Cüzdanlar: Güvenli Ve Kolay Ödemenin Yolu!

Bener Law Office
Bener Law Office
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Bener Law Office

Bener Law Office

Bener Law Office was founded by Erim Bener in 2001 and has grown to its current size through...

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Teknoloji kaynaklı birçok inovasyon arasında, dijital cüzdan, ödeme sektöründe köklü bir değişim yaratmaktadır.

TurkeyTechnology
Eren Üçok
Eren Üçok
Ece Kipri
Ece Kipri
Cem Davutoğlu
Cem Davutoğlu

7 Ekim 2023 tarihli ve 32332 sayılı Resmi Gazetede yayımlanarak yürürlüğe giren “Ödeme Hizmetleri ve Elektronik Para İhracı ile Ödeme Hizmeti Sağlayıcıları Hakkında Yönetmelikte Değişiklik Yapılmasına Dair Yönetmelik” (“Yönetmelik”) ile birlikte, dijital cüzdan kavramı bir ödeme aracı olarak mevzuat kapsamına alındı. Yönetmelik uyarınca dijital cüzdan, müşterilerin ödeme hesaplarına veya araçlarına ilişkin bilgileri saklayan, bu bilgileri kullanarak ödeme yapma olanağı sunan ve müşterilere elektronik cihaz, çevrim içi hizmet veya uygulama olarak sunulabilen bir ödeme aracıdır.

Teknoloji kaynaklı birçok inovasyon arasında, dijital cüzdan, ödeme sektöründe köklü bir değişim yaratmaktadır. Bu heyecan verici gelişmeler, finansal işlemlerin kolaylaştırılmasının ötesinde, ödemelerin daha basit, hızlı ve güvenli bir şekilde gerçekleştirilmesine fırsat sunmaktadır. Bu gelişmeler sonucunda “Dijital Cüzdan” da son yapılan değişikliklerle hukuki düzenlemeye kavuşmuştur.

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