Secure Payment System For Real Estate Sales In Turkey

I. Introduction

The Regulation Amending the Regulation on Real Estate Trade, published in the Official Gazette dated 29 April 2026 and numbered 33238, introduced a new Additional Article 1 on payment systems into the Regulation on Real Estate Trade. Under this amendment, for real estate sales to be completed after 1 July 2026, where all or part of the sale price is paid in cash, by wire transfer, electronic funds transfer or other payment methods to be determined by the Ministry of Trade, the sale price must be paid through the Secure Payment System.

The application of the new regime is not determined by whether the sale price is paid in a single instalment or through multiple payment stages. It depends on whether the transaction qualifies as a real estate sale and whether the sale price is paid through one of the payment methods referred to in Additional Article 1. Accordingly, the fact that a transaction involves a deposit, advance payment, non-financed balance or transfer at the