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ARTICLE · 16 JANUARY 2004

The Swedish Insurance Market

Advokatfirman Hamilton & Co
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The Swedish insurance industry has a long history and the Swedish insurance market has previously distinguished itself as a closed market dominated by small number of domestic companies. However, during the past decade Sweden has gradually opened the insurance market to both domestic and foreign competition

SwedenInternational Law
Peter Kullgren
Peter Kullgren

The Swedish insurance industry has a long history and the Swedish insurance market has previously distinguished itself as a closed market dominated by small number of domestic companies. However, during the past decade Sweden has gradually opened the insurance market to both domestic and foreign competition. Sweden's accession to the European Union (EU) on January 1 1995 resulted in a liberalization of the market that was further increased through Sweden's implementation of EU directives.

In Sweden the bank-insurance concept for a new structure of the financial services industry was early adopted. The Swedish financial services sector had taken self-service via the Internet to a leading position.

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