"Big Read Book Series"

A recent South African court judgment has raised fundamental questions about when lead generation and referral arrangements in financial services cross the line into regulated intermediary activity. The case examined whether performance-based remuneration structures and marketing activities linked to insurance policy conclusions trigger licensing requirements under FAIS, with significant implications for enforceability.

On 28 September 2018, the Financial Sector Conduct Authority, published amendments to the Policyholder Protection Rules ("PPRs") ...

In the case of Constantia Insurance Company Limited v The Master of the High Court, Johannesburg and Others (512/2021) [2022] ZASCA 179 (13 December 2022), an indemnity provided to a guarantor by...

When a neighbour's watchdog bites someone who repeatedly puts their head over a boundary wall despite warnings, does the dog owner face strict liability? This South African case examines the actio de pauperie remedy and explores when an injured party's own conduct can defeat a claim, offering critical insights for insurers assessing dog-bite liability claims.

When taking out insurance, honesty is not just expected, it's a legal requirement. The duty of disclosure obliges the insured to provide full and accurate information to the insurer before a policy is concluded.

The plaintiffs contracted with a private security company to provide them with a 24 hour Grade D armed security guard.

On 17 April, the National Treasury and the Financial Services Board ("FSB") published for comment the draft Insurance Laws Bill, 2015 ("the Bill").

As South African businesses prepare for festive season celebrations, a critical question emerges: are employers adequately protected against the legal and financial risks that accompany year-end office parties? From alcohol-related incidents to workplace misconduct claims, the gap between celebration and catastrophe may be wider than most companies realize.

In April 2022, the South African Special Risk Insurance Association (Sasria) announced that it had reviewed the classification of agricultural vehicles from an insurance cover perspective.

At the end of July 2020, the Financial Sector Conduct Authority ("FSCA") published a draft conduct standard that will regulate cell captive insurers operating cell structures insuring...