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In response to the lack of available terrorism insurance after the terrorist attacks of 11 September 2001, the Australian Government enacted the Terrorism Insurance Act (2003) (the Act). The Act established a scheme for replacement terrorism insurance coverage for commercial property and associated business interruption and public liability claims. Sections 6 to 8 of the Act deems terrorism risk cover (and overrides terrorism exclusion clauses) into ‘‘eligible insurance contracts’’ to the extent

The Australian Government has declared the siege at the Lindt Café in Martin Place, Sydney, a "terrorist incident" for the purpose of the Terrorism Insurance Act 2003 (Cth).