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In a thoughtful opinion that diverges from how other circuit courts have addressed the issue, the Second Circuit recently issued a ruling clarifying the circumstances...

As previously reported, the bill signed into law by President Biden on June 17, 2021 to create the Juneteenth National Independence Day actually results in an important change under the Truth in Lending Act (TILA) and Regulation Z.

A federal court has issued a $106.8 million default judgment against Accelerated Debt Settlement Inc. and related entities, permanently banning them from the debt relief industry after the FTC alleged they impersonated banks, credit card companies, and government agencies to defraud seniors and veterans. The defendants falsely promised to reduce consumers' debts by 75% or more while collecting illegal advance fees, leading to court-ordered asset seizures and consumer redress provisions.

Last Friday, President Biden issued an Executive Order on Promoting Competition in the American Economy.

Professor Jeff Sovern responded to our blog criticizing his proposal for a new CFPB arbitration rule by asserting that his proposed rule is not substantially the same as the prior CFPB rule...

You already know that ERISA sets forth a 180-day time limit for internal administrative appeals of benefit denials.

You already know that discovery is usually limited in appeals of the denial of ERISA-governed benefits. This is especially true when there is de novo review.

Pre-existing condition exclusions can be difficult to apply, especially when addressing whether a new disabling condition relates back to a pre-existing condition.

Plaintiffs in ERISA employee benefit cases are frequently asserting breach of fiduciary duty claims, and then seeking broader discovery.

You already know that many state laws ban the "abuse of discretion" standard of review in denials of ERISA-governed long term disability benefits.

Originally introduced in the Senate in March 2025, Representative Donald Norcross (D-NJ) introduced the Faster Labor Contracts Act ("FLCA")...

On June 5, 2025, a unanimous Supreme Court eliminated the requirement for a higher evidentiary standard for majority plaintiffs (white, male, heterosexual, etc.)...

The United States Supreme Court ("Supreme Court") has dealt a blow to organized labor, striking down as unconstitutional a California law that permitted union organizers access to agricultural company land to speak with workers.

Washington's Equal Pay and Opportunities Act has been amended again, placing another disclosure and compliance obligation on Washington employers during the hiring process...

The reinstatement of two Democratic NCUA board members has been put on hold by the U.S. Circuit Court of Appeals for the District of Columbia.

The CFPB received about 22,900 complaints about private and federal student loans between July 1, 2024, and June 30, 2025, the highest level the Bureau has received in a one-year period...

The Senate has confirmed John Crews to serve on the NCUA board, where he is expected to become chairman, replacing Kyle Hauptman who was recently nominated to the Public Company Accounting Oversight Board. Crews brings extensive experience from his roles at the Treasury Department, House Majority Leader's office, Senate Banking Committee, and the White House National Economic Council during the first Trump administration.

The interim final rule provides that it does not apply to "transactions for acquisition, development, and construction of real estate."