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A distinguished panel of banking, fintech, crypto, and consumer financial services experts examines the transformative trend of fintech companies, payments firms, lenders, and crypto-native businesses seeking their own banking charters instead of relying on traditional bank partnerships. The discussion reveals how this strategic shift is fundamentally reshaping the financial services industry and what it means for nonbank financial services companies navigating regulation, growth, and market access.

A federal appeals court decision illustrates how public employers defending DEI-related challenges must navigate distinct legal frameworks. While opposition to diversity initiatives alone may not sustain a Title VII discrimination claim, constitutional protections like the First Amendment can create separate vulnerabilities that require careful consideration when implementing workplace equity programs.

Federal banking regulators have jointly updated interagency supervisory documents to remove all references to reputational risk, marking a significant shift in how banks will be examined and supervised.

This episode explores the critical factors that drive debt sale transactions, from buyer selection and portfolio evaluation to deal structuring and risk allocation. Learn how buyers assess legal, regulatory, and commercial risks when purchasing charged-off debt, and discover why understanding these dynamics is essential for successful debt sale programs.

The U.S. Department of Housing and Urban Development (HUD) recently addressed eligibility for FHA mortgage loans for Deferred Action for Childhood Arrival (DACA)...

This article is about the U.S. Citizenship and Immigration Services' (USCIS) H-1B Cap for Fiscal Year 2024 (registration is in the first half of March 2023 for a potential start date of October 1, 2023).

Afterpay, a buy-now, pay-later company, is facing a putative class action lawsuit in a California federal district court

A Northern District of California ruling demonstrates how class definition changes between complaint and certification can create statute of limitations issues that defeat predominance.

Vermont has enacted sweeping changes to its data broker law, expanding the definition of covered businesses, introducing consumer deletion rights, and imposing significantly higher registration fees and penalties.

Colorado is addressing a dearth of middle-income housing on multiple fronts, while other states are also realizing and responding to the need for more affordable housing for workforce families and individuals.

Like its neighbors to the north (Washington), and south (California), Oregon has developed a reputation for being unfriendly to businesses.

The CFPB has reached a settlement in its lawsuit against FirstCash, Inc. and its 19 subsidiaries alleging violations of the Military Lending Act (MLA). The parties have jointly filed a stipulated final judgment...

A federal judge ordered payment processor Cliq Inc. and its executives to pay $6.5 million for violating a 2015 court order designed to prevent consumer fraud facilitation. The court found the company processed hundreds of millions in transactions for high-risk merchants while failing to conduct required underwriting and fraud monitoring, though Cliq maintains the ruling validates its compliance program.

The Colorado Supreme Court issued its long-awaited decision in Nieto v. Clark's Market, Inc., ruling that employers must pay employees for any earned but unused vacation upon termination of employment.

This is a reminder that a COBRA notice deadline is approaching. It applies to employers that are subject to the federal COBRA rules.

During the Biden administration, the U.S. Department of Labor (DOL) issued a final regulation (the "2024 Rule") seeking to increase the salary threshold for overtime eligibility for the "white-collar" exemption (also referred to as the "EAP" exemption – executive, administrative, and professional) and the "highly-compensated employee" (HCE) exemption under the Fair Labor Standards Act (FLSA).

On July 9, 2021, the White House issued an executive order ("EO") with the stated objective of countering anti-competitive forces throughout the economy.