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  • Podcast

    The GENIUS Act And The Future Of Stablecoins: What Banks And Fintechs Need To Know - Part 2 (Podcast)

    Today's podcast features the second part of a repurposed webinar produced on September 3, 2025, which dives into the legal risks, compliance challenges, and emerging constitutional questions stemming from the GENIUS Act.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Podcast

    The Supreme Court Opinions In Trump v. Slaughter And Trump v. Cook: What Do They Mean For The Future Of The Administrative State? (Podcast)

    The Supreme Court's June 2026 decisions in Trump v. Slaughter and Trump v. Cook have created a constitutional crossroads for federal agencies and presidential power. Professor Lev Menand of Columbia Law School joins the Consumer Finance Monitor podcast to examine whether these seemingly contradictory rulings establish meaningful protections for independent agencies like the Federal Reserve, or whether they signal a fundamental restructuring of the administrative state that will reshape financial regulation
United StatesGovernment, Public Sector
Ballard Spahr LLP
Ballard Spahr LLP
  • Article

    Supreme Court Is Asked (Again) To Rule On Whether The FAA Preempts California Public Injunctive Relief Law, But This Time There Is An Intervening Conflict In Federal Case Law That Strongly Supports Review

    For the second time in two years, the U.S. Supreme Court is being asked to decide whether the Federal Arbitration Act (FAA) preempts California law (the "McGill Rule") which invalidates arbitration...
    United StatesLitigation, Mediation & Arbitration
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Congress Moves To Protect Journalists From Secret Subpoenas

    Following revelations about secret Trump Administration subpoenas for journalists' phone and email records, Congress has introduced a bill to curb the government's power to investigate the news media.
    United StatesMedia, Telecoms, IT, Entertainment
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    DFPI To Have Increased Authority To Seek Refunds And Other Remedies In Enforcement Of California Financing Law As Of January 1, 2021

    We have recently focused on the DFPI's expanded authorities under California Consumer Protection Law, the Debt Collection Licensing Act, and the Student Borrower Bill of Rights.
    United StatesConsumer Protection
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Why Judge Jackson Is Wrong: The CFPB Cannot Be Lawfully Funded When The Federal Reserve Has No Profits

    In her December 30, 2025 opinion in National Treasury Employees Union v. Vought (which we blogged about here), Judge Amy Berman Jackson concluded that the CFPB...
    United StatesConsumer Protection
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    When Arbitration Emails Go Unread: Lessons From The Ninth Circuit

    The U.S. Court of Appeals for the Ninth Circuit's recent decision in Rickes v. Thermo Fisher Scientific examines whether email-based notices alone can establish mutual assent to arbitration agreements and class action waivers. The court held that merely sending emails containing arbitration terms, without evidence of actual viewing or affirmative interaction, fails to demonstrate the assent required for contract formation under California law.
    United StatesLitigation, Mediation & Arbitration
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Enters Into Proposed Settlement Of Lawsuit Filed Against Debt Settlement Company, Alleging Deception About Fees And Disclosures In Violation Of The TSR And CFPA

    On May 17, 2021, the Consumer Financial Protection Bureau ("CFPB") announced that it entered into a proposed settlement of its lawsuit filed in a Massachusetts...
    United StatesConsumer Protection
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    EEOC Issues Guidance On Sexual Orientation And Gender Identity Discrimination Protections

    June is Pride Month and the Equal Employment Opportunity Commission has issued timely guidance on the protections extended to LGBTQIA+ workers under Title VII.
    United StatesEmployment and HR
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    ERISA (5th Circuit): Plan Administrators Do Not Waive Exclusions That Develop As A Result Of Court Decisions Affecting The Disability Claim

    What happens when an ERISA-governed disability claim is denied solely under the "own occupation" provision, but a reviewing district court concludes the claimant is entitled to "own" occupation benefits?
    United StatesEmployment and HR
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    ERISA: What Must Be In A Summary Plan Description For The "Average Plan Participant"?

    You know that ERISA requires the Summary Plan Description to explain eligibility clearly enough so that an "average plan participant" can understand it.
    United StatesEmployment and HR
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    NLRB Keeps "Contract Bar"

    This week, in a divided ruling, the NLRB concluded that a sufficiently compelling case has not been made for any particular proposed modification.
    United StatesEmployment and HR
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Supreme Court Rules That Private Parties May Condemn State-Owned Property

    On Tuesday, the U.S. Supreme Court ruled 5-4 that private utilities may exercise eminent domain to take state-owned property under the Natural Gas Act (NGA).
    United StatesEnergy and Natural Resources
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    CFPB Rescinds Amendments To The Rules Of Practice For Adjudication Proceedings

    Effective October 29, 2025, the CFPB finalized its rule, published at 90 Fed. Reg. 48737-60, rescinding certain amendments to the rules made on February 22, 2022 (prior blog) and on March 29, 2023...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    DOJ Seeks Early Termination Of Lakeland Bank Redlining Consent Order

    The U.S. Department of Justice (DOJ) has filed a motion with a federal district court to terminate...
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Podcast

    Navigating State AG Investigations: A Playbook For Financial Services Companies (Podcast)

    Today's podcast show is a repurposed webinar that we produced on April 22nd, titled "Navigating State AG Investigations: A Playbook For Financial Services Companies."
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    DHS Partially Ends Form I-9 Remote Work Flexibility

    The Department of Homeland Security (DHS) announced an end to its COVID-19 temporary flexibility for Form I-9, Employment Eligibility Verification.
    United StatesImmigration
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    California Assembly Committee Advances CIPA Reform

    On July 1, 2026, the California Assembly’s Committee on Privacy and Consumer Protection passed SB 690, a bill that would amend the California Invasion of Privacy Act (CIPA) to cut off the flood of litigation...
    United StatesPrivacy
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    SCOTUS Declines Further Review Of Washington Capital Gains Tax

    On January 15, The U.S. Supreme Court declined to accept our certiorari petition. That means there will be no further judicial review of the Washington Supreme Court's Quinn decision...
    United StatesTax
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    Washington State Legislature Introduces Bill To Expand Capital Gains Tax To Qualified Small Business Stock

    The Washington State Legislature has recently introduced Senate Bill 6229 (and complementary House Bill 2292), which would impose the State's capital gains tax to gains realized from the sale...
    United StatesTax
    Ballard Spahr LLP
    Ballard Spahr LLP
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