What if a large insurance holding company goes under? What happens to the insurance you bought from one of its insurance subsidiaries?

D&O liability insurance is specifically designed to protect individual directors and officers from crushing defense costs related to claims made against them.

A recent decision from the U.S. District Court for the Western District of Virginia highlights a potential problem with file sharing.

As mergers and acquisitions worldwide exceed $3 trillion annually, the market for representations and warranties insurance has accelerated.

As many directors and officers (D&O) insurance policyholders know, the costs of conducting and responding to an investigation are substantial—and that is definitely now true in the cyberbreach context. If there is a serious breach, the odds are overwhelming that the victim will incur enormous costs for the investigation process. Accordingly, insurance is often pivotal in addressing the impact to a policyholder for such expenses.

In current discussion of fraud and crime coverage, emerging cyberrisks and appalling financial schemes grab the head¬lines, and the direct loss conundrum captivates coverage counsel.

Crime policies, among others, typically provide what seems like a broad grant of computer coverage, such as "We will pay for loss … resulting directly from the use of any computer to fraudulently cause a transfer … ."

In the cyberworld in which we live, the liabilities that seem to concern us most are intangible attacks like hacking, phishing and ransomware.

On August 25, 2011, the National Labor Relations Board issued new regulations requiring private-sector employers to post a notice advising employees of their rights to unionize under the National Labor Relations Act.

In the January and December 2011 Employment Law Insider Alerts we informed employers about amendments to the New York State Labor Law that require employers to provide written notice to all newly hired employees of 1) rate of pay, 2) regular paydays and 3) the overtime rate of pay, if applicable.

The Clean Energy Act recently enacted by the D.C. Council and signed by the Mayor on August 4, 2008 creates a powerful incentive for owners of all existing and new commercial buildings to make their buildings more energy efficient.

Goodwill associated with a trademark, an aspect of brand equity, is fostered in the marketplace only after the deployment of considerable resources and effort.

This month, The International Consortium of Investigative Journalists began reporting on their review of over 11.5 million documents, the private client files of a Panamanian law firm that specialized in trust services, covering a 40-year span.

Quite a little financial crisis we had there. In its wake, the enforcers on the corporate beat are at least somewhat reinvigorated with new tools, powers and pressures to prevent malfeasance.

In the recent case, Estate of Baral v. Commissioner (137 T.C. No. 1), the United States Tax Court held that payments of almost $50,000 made to an elderly woman’s caregivers qualified as deductible medical expenses under the Internal Revenue Code because the expenses were not compensated for by insurance and the services constituted qualified long-term care services as defined in section 7702B(c) of the Code.

You buy a "seamless" multilayer tower of directors and officers (D&O) liability insurance to protect your company and your directors and officers.

Faced with a growing number of insolvencies worldwide and a global crash in commodities prices, trade credit insurance policyholders are increasingly filing claims.

Businesses are increasingly coming into contact with a new form of data storage and transmission known as blockchain.

Given the well-documented aging of America, it is increasingly common for individuals to hire caregivers, home health care aides or companions, or to have a family member do so for them.

Attorneys understand that every job and client brings with it the potential for great reward . . . and the possibility of a lawsuit.