On August 24, 2022, the U.S. Court of Appeals for the Third Circuit held that the plain text of the Fair Credit Reporting Act (FCRA) operates as a waiver of sovereign immunity, widening...

On October 11, 2022, the Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC) acted in parallel to issue the first joint action...

Effective January 1, 2023, all California vehicle owners will be able to display a digital license plate in lieu of a traditional, state-issued license plate.

Beginning October 1, 2022, in lieu of the traditional metal license plate issued by the Georgia Department of Revenue ("Department"), motor vehicle owners may display a digital license plate provided...

On May 20, 2024, the United States District Court for the Southern District of New York issued a decision holding that legal fees resulting from violations of the Fair Debt Collection Practices Act (FDCPA)...

Proposed federal legislation would move the time of taxation for rewards received from staking cryptocurrency and other digital assets to the time of sale.

In March 2024, the U.S. Environmental Protection Agency (EPA) announced a ban on the ongoing use of chrysotile asbestos in connection with health problems associated with asbestos exposure.

On July 28, 2022, the Board of Governors of the Federal Reserve System (the "FRB") published a proposed regulation to implement the Adjustable Interest Rate (LIBOR) Act ("Act").

Well, it took a few years, but the U.S. Supreme Court finally took a CAFA case: Standard Insurance Co. v. Knowles.

As reported late last year, the IRS announced in Notice 2022-1 that lenders are not required to, and should not, issue IRS Forms 1099-C when certain student loan debts are forgiven.

In April 2024, the United States District Court for the District of Massachusetts held in a matter of first impression that a borrower must allege actual damages to qualify for relief...

On May 7, 2024, the United States District Court for the District of New Jersey issued a decision holding that the use by a debt collector of the Model Form validation notice under Regulation F...

Following in the footsteps of the American Arbitration Association (AAA), JAMS recently announced the creation of its own mass arbitration procedures and guidelines, designed, in part, "to facilitate the fair...

On June 23, 2022, Representatives Pallone, Rodgers, Schakowsky, and Bilirakis introduced the American Data Privacy and Protection Act, HR 8152.

Effective August 10, 2022, the owner of a Colorado registered vehicle may display a "digital number plate" in lieu of one or both of the plates traditionally issued by the Colorado Division of Motor Vehicles...

With a new administration comes new priorities for federal agencies, and the Consumer Financial Protection Bureau (CFPB) is no different. During the Trump administration, the Bureau focused on "educating" consumers.

The Louisiana Virtual Currency Business Act, which requires virtual currency businesses to hold a license became effective on August 1, 2020.

In February 2019, the Pennsylvania Department of Banking and Securities (DoBS) issued public guidance on the applicability of the Money Transmitter Act...

In a case of first impression in Ohio, the Fairfield County Court of Common Pleas held that R.C. § 1343.031, Ohio's version of the Servicemembers Civil Relief Act (SCRA), does not apply to residential mortgages.

The market for digital assets has exploded in recent years. Digital and virtual currency activities provide great opportunities financially and technologically. However, such currencies can be utilized for ...