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The past decade has seen a shift in the UK social housing sector from geographic concentration to diversification. Registered providers now balance expanding their reach with strategic, financial, and operational considerations, influenced by emerging trends and regulatory changes.

When a professional negligence claim approaches limitation and the proposed defendant has been dissolved, the Third Parties (Rights against Insurers) Act 2010 offers a potential route to pursue claims through professional indemnity insurers. However, a recent High Court decision demonstrates that this Act does not suspend limitation periods, leaving claimants vulnerable if they fail to take timely protective steps before the ordinary six-year deadline expires.