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The Sixth Circuit affirmed summary judgment for J.M. Smucker Company in a dispute over how many insurance retained limits applied to thousands of claims from a 2022 peanut-butter salmonella recall. ACE American Insurance argued each claimant's exposure was a separate occurrence, potentially requiring Smucker to satisfy up to $112.5 million in retained limits, while Smucker contended the contamination constituted a single occurrence under Ohio law's cause test.

California's coastline faces immediate challenges as sea-level rise and erosion transform from distant planning concerns into urgent real estate and infrastructure crises. From emergency rail closures in San Clemente to questions about property rights when shorelines shift, the state confronts complex legal and financial questions about who bears responsibility for protecting coastal property and public infrastructure.