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The Companies Registration Office (CRO) in Iraq has recently intensified its enforcement of business address regulations, requiring all companies— both Iraqi companies and branches of foreign companies—to provide a verified physical office address instead of a virtual one.

We can name quite a few things that have changed in the world since 2014 particularly in the fintech and digital payment services sector of Iraq, and this is especially true when it comes to Iraq's Electronic Payment Services Regulation No. (3) for 2014.