In her December 30, 2025 opinion in National Treasury Employees Union v. Vought (which we blogged about here), Judge Amy Berman Jackson concluded that the CFPB...

On December 18, 2020, the United States Department of Health and Human Services ("HHS") Office for Civil Rights ("OCR") issued guidance specific to the Health Insurance Portability...

The National Labor Relations Board's Division of Advice recently issued a memorandum concluding that a major software company lawfully terminated employees who organized a Gaza war protest at company headquarters. The Division determined that the protest lacked sufficient connection to workplace conditions to qualify as protected concerted activity under federal labor law, despite employee claims that the company's Israeli government contracts affected their working environment.

A federal appeals court decision illustrates how public employers defending DEI-related challenges must navigate distinct legal frameworks. While opposition to diversity initiatives alone may not sustain a Title VII discrimination claim, constitutional protections like the First Amendment can create separate vulnerabilities that require careful consideration when implementing workplace equity programs.

Federal banking regulators have jointly updated interagency supervisory documents to remove all references to reputational risk, marking a significant shift in how banks will be examined and supervised.

This complaint follows a 2019 consent decree, in which MacKinnon was one of three defendants who had entered a stipulated final judgment with the CFPB and NYAG.

This episode explores the critical factors that drive debt sale transactions, from buyer selection and portfolio evaluation to deal structuring and risk allocation. Learn how buyers assess legal, regulatory, and commercial risks when purchasing charged-off debt, and discover why understanding these dynamics is essential for successful debt sale programs.

The Fed, FDIC, and OCC have issued a "Statement on Reference Rates for Loans" that addresses replacement rates for the London Inter-Bank Offered Rate

Last week, by a vote of 218-208, the House of Representatives passed the resolution introduced by Democratic Senators under the Congressional Review Act (CRA) to overturn the OCC's "true lender" final rule.

The U.S. Department of Housing and Urban Development (HUD) recently addressed eligibility for FHA mortgage loans for Deferred Action for Childhood Arrival (DACA)...

This article is about the U.S. Citizenship and Immigration Services' (USCIS) H-1B Cap for Fiscal Year 2024 (registration is in the first half of March 2023 for a potential start date of October 1, 2023).

Afterpay, a buy-now, pay-later company, is facing a putative class action lawsuit in a California federal district court

The U.S. Court of Appeals for the Ninth Circuit's recent decision in Rickes v. Thermo Fisher Scientific examines whether email-based notices alone can establish mutual assent to arbitration agreements and class action waivers. The court held that merely sending emails containing arbitration terms, without evidence of actual viewing or affirmative interaction, fails to demonstrate the assent required for contract formation under California law.

A Northern District of California ruling demonstrates how class definition changes between complaint and certification can create statute of limitations issues that defeat predominance.

Vermont has enacted sweeping changes to its data broker law, expanding the definition of covered businesses, introducing consumer deletion rights, and imposing significantly higher registration fees and penalties.

Like its neighbors to the north (Washington), and south (California), Oregon has developed a reputation for being unfriendly to businesses.

On May 12, 2021, President Joe Biden issued an Executive Order to implement new policies aimed at strengthening the nation's cybersecurity.

National bank preemption faces another Supreme Court showdown as circuit courts split on whether state laws requiring interest payments on mortgage escrow accounts are preempted by the National Bank Act. The Second Circuit's decision conflicts with First and Ninth Circuit rulings, while the OCC has issued regulations siding with preemption, prompting challenges from ten state attorneys general. This podcast explores whether state consumer financial laws can regulate national banks and when federal preemptio

Mark Paoletta has assumed the role of Acting Director of the Consumer Financial Protection Bureau following Russell Vought's term expiration under the Federal Vacancies Reform Act. While President Trump's nominee Brian Johnson awaits Senate confirmation after his July hearing, the Bureau continues operating under acting leadership with Vought reportedly staying on as senior adviser.

The Ninth Circuit's recent decision in Amazon v. Perplexity raises critical questions about how existing computer fraud statutes apply to AI-powered shopping agents that operate through customer accounts. As retailers face increasing deployment of third-party AI tools on their platforms, this ruling provides crucial guidance on the limitations of traditional legal frameworks and the need for alternative enforcement strategies.