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Whilst ignorance of the law is no excuse for anyone engaging in a particular economic activity, it is much easier to cure that ignorance if you do not have to go trawling around in old authorities and case law to find the principles.

When a neighbour's watchdog bites someone who repeatedly puts their head over a boundary wall despite warnings, does the dog owner face strict liability? This South African case examines the actio de pauperie remedy and explores when an injured party's own conduct can defeat a claim, offering critical insights for insurers assessing dog-bite liability claims.

The devastating wildfires that have swept through Los Angeles and other parts of California have highlighted the growing risks associated with climate change. These fires, intensified by prolonged droughts and extreme heat.

Regulations published on 30 August 2010 under the Health Professions Act require health practitioners, which include doctors, specialists, dentists and psychologists practising for their own account, whether in partnership, association or by way of a company allowed for in the Act, to obtain professional indemnity insurance.

Middle East and South Africa based Clyde & Co lawyers answer important questions on the Reinsurance industry.

The Insurance Laws Amendment Bill was published on 24 June 2013 and seeks to amend both the Long-Term Insurance Act and the Short-Term Insurance Act. The Bill relates largely to the powers of the Registrar, the licencing provisions in respect of insurers, governance and risk management requirements and to provide for the supervision of insurance groups; and clarity in respect of certain market conduct matters.

The news that dominated the headlines this past weekend, 15 – 17 September 2023, was the storm surge incidents that swept across three coastal provinces – the Western Cape, Eastern Cape...

The period November to April is generally regarded as the fire season in the Western Cape. Fires cause devastation and cost the economy millions each year.

The English Court of Appeal recently decided that an insured which did not provide its insurer with reasonably required quantum documents had not breached its claims obligations because the insurer...

Africa is a diverse and dynamic continent that offers investors a wealth of opportunities, a fact reflected in increasing levels of international and cross-border investment activity. In common with all emerging markets, however, Africa can be a complex and risky environment in which to operate, being subject to a wide variety of laws, regulations and business practices.

Tumultuous economic conditions have resulted in insurers and the insured finding themselves before the courts more often than in previous, more certain times.

On 6 January 2026, the Pretoria High Court handed down a judgment in a case pertaining to insurance living annuity.

There has been enough said on the negative effects experienced in the commercial sector as a result of the Covid-19 National Lockdown

The plaintiff, Ramesh Anirudh (Anirudh) was involved in a motor vehicle accident in July 1992 and, in October 1993, instructed his attorney, the defendant, Harold Gunase (Gunase) to institute a third party claim on his behalf in terms of the Multilateral Motor Vehicle Accident Fund Act, 93 of 1989.

Legacy systems are often blamed for insurers’ struggles to become data-driven organisations, but ingrained company cultures may be the real roadblock that keeps insurers from transforming their vast data caches into effective customer strategies.

The Illinois Supreme Court has resolved a critical question about the scope of pollution exclusions in commercial general liability insurance policies. When a facility operates under a government-issued permit authorising emissions, does that regulatory approval affect whether a pollution exclusion applies to claims arising from those emissions? The Court's decision clarifies the relationship between regulatory compliance and insurance coverage for environmental harm.