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The short-term insurance industry has, traditionally, been misunderstood and perceived by many as a necessary evil.

A recent decision of the Supreme Court of Appeal of South Africa will be of particular interest to liability insurers who insure spread of fire risks.

The incident that saw two fans crushed to death at South African Breweries' flagship Carling Black Label Cup on 30 July 2016 is a tragic case of déjà vu for those that recall the infamous Ellis Park...

On 9 May 2022, the South Gauteng High Court division delivered a judgment in the matter between Zandisiwe Musa ("Musa" hereinafter) and King Price Insurance Company ("King Price" hereinafter).

South Africa has been experiencing a heavy downfall for a couple of weeks now, which has resulted in heavy flooding in most provinces.

When a liability insurance policyholder is being sued, they refer that legal case to their insurer. If a claim in question falls within the four corners of a policy...

The law draws a distinction between "negligent conduct" and "grossly negligent conduct". Grossly negligent conduct is synonymous with reckless conduct.

Several weeks into the lockdown, business owners and their workforce are experiencing the devastating economic impact of the crisis.

Warranties and indemnities are mechanisms to ensure trust between contracting parties. It is the proof in the proverbial pudding and aims to provide that a party to a contract does what they say they will.

The Compensation for Occupational Injuries and Diseases Act 130 of 1993 (“COIDA”) has long been understood as a trade-off: employees receive no-fault statutory compensation for occupational injuries, and in exchange employers are shielded from common-law damages claims by section 35(1). A recent reportable judgment of the High Court, Limpopo Division, has tested the boundaries of that shield.

It is not uncommon for financial services representatives ("the representatives") who are debarred to run out of time to file their reconsideration applications.

Many policyholders are underinsured, whether it be deliberately or ignorantly so. Either way, it may just come back to bite them at the claims stage.

The following are common terms that one should familiarise themselves with should they be requiring the assistance of an insurance lawyer.

It is almost impossible to think of an insurance policy that does not have any conditions and/or warranties. Most insurance policies, if not all, have various conditions and warranties...

On 2 July 2020, the Gauteng Local Division of the High Court of South Africa, acting as a court of appeal, handed down judgment in the case of Anabella Resources CC v Genric Insurance...

Currently, in order to carry out reinsurance business in South Africa, a person or entity must be registered to do so.

The judgment in Taxpayer Boerdery v CSARS, 20 March 2024, serves as a reminder that taxpayers should carefully consider the substance of an arrangement, rather than the form in which it is wrapped.

The United States District Court for the Eastern District of Pennsylvania has recently held that a letter notifying the insured of the sender's intent...