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Directors and Officers (D&O) insurance policies often exclude claims arising from actual or alleged contractual liability. These exclusions typically prevent coverage when the company...

On Thursday, 08 October 2021, short-term insurer, Santam lost an appeal against a decision by the High Court (Western Cape) that it must pay out contingent business interruption claims...

On 10 February 2021, the Plaintiff was injured by a falling glass window while walking on the pavement in front of the Defendant's premises, in Johannesburg. The glass window fell from the Defendant's building.

The South African Insurance Act, 2017 introduced on 1 July 2018 the definition of a cell captive insurer and now provides that only cell captive insurers licensed

South Africa's energy crisis seems to be getting worse by the day, and there is no end in sight. Eskom, the only public energy supplier who has in the...

Insurance policies often contain a standard clause requiring policyholders to comply with the laws of the country where the policy is issued. The intention behind the clause is to ensure that policyholders act in a lawful manner.

South Africa is suffering from the worst loadshedding ever implemented. This is causing significant headaches for the insurance industry, particularly the short-term insurance companies.

During May 2015, a fire broke out on farm owned by Normandien Farms (Pty) Ltd ("Normandien"), causing extensive damage to a plantation which was insured by Safire Crop Protection Co-operative Limited ("Safire").

The Ombudsman for Short Term insurance has ruled that an adventure resort's insurer is liable to indemnify it against a claim brought by one of its patrons.

When an insured party waits too long to enforce a claim, time itself can become a complete defence. In South African insurance law, two separate but related principles may prevent an insured from recovering – prescription and time-bar clauses.

Recent press coverage has highlighted the pressures and legal challenges that directors are likely to face in 2020

The past few weeks have been engulfed with flames of truck arson attacks in South Africa.

On 2 July 2020, SWVG Inc. led prominent commodities trader, Anabella Resources CC, to a resounding victory amidst a legal battle with their insurers.

Insurance claims can be repudiated for many varying reasons – from the most obvious to the least expected reasons. One of the best ways of trying to avoid an insurance repudiation...