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The CFPB proposed amendments to the Truth in Lending Act that would establish a new category of "qualified mortgages."

CFPB "mystery shoppers," along with secret recordings, were part of the CFPB's factual allegations in a recent mortgage discrimination settlement. The DOJ and CFPB announced a settlement with...

On February 23, the CFPB outlined a proposal for upcoming joint rulemaking to prevent algorithmic bias in automated home valuation models (AVMs).

The Consumer Financial Protection Bureau (Bureau) recently announced that it is deprioritizing certain enforcement and supervision actions.

On February 12, 2015, the CFPB took action against three mortgage companies for allegedly misleading consumers with advertisements implying U.S. government approval of their products.

On July 1, the CFPB terminated two separate consent orders, one involving a federal credit union and the other involving a national mortgage servicer.

On August 1, 2015, mortgage lenders will be required to provide applicants with a new, integrated disclosure, the Loan Estimate (which replaces the "Early" Truth in Lending disclosure), and the Good Faith Estimate

Financial professionals often recommend a reverse mortgage loan as a way to delay claiming Social Security benefits.

Last month the CFPB held another in a series of webinars on the TILA-RESPA Integrated Disclosure Rule.

On June 14, 2011, the Commodity Futures Trading Commission ("CFTC") issued a proposed order (the "CFTC Order") that would delay the effective date of many swap trading provisions of the Dodd-Frank Act until no later than December 31, 2011

The Securities and Exchange Commission ("SEC") has delayed the release of final rules applicable to companies that source "conflict minerals" from the Democratic Republic of Congo ("DRC") and adjoining countries. Section 1502 of the Dodd-Frank Wall Street Reform and Consumer Protection Act requires companies that utilize tin, tungsten, tantalum, and gold to conduct and disclose due diligence on their supply chains in order to identify whether the sourcing of these minerals is supporting the ongo

On December 31, the DFPI entered into a consent order with a residential mortgage lender to resolve allegations of unlicensed mortgage loan origination activity under the California Financing Law...

Major U.S. accounting firms have recently announced an interpretation of FAS 123(R) that would potentially require companies to take an additional compensation charge for antidilution adjustments made to outstanding awards under equity compensation plans.

In reviewing the recently enacted Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act), we found two very different sections worthy of brief note.

On January 7, 2025, the United States Department of Justice (the "DOJ") announced that a non-depository mortgage lender has agreed to pay $1.75 million...

In an opinion issued in a case previously discussed on this blog, a federal district court has found that a California loan company violated federal law by issuing high-interest loans through a separate company based on tribal lands.

On May 19, 2016, the Federal Housing Administration proposed a rule that would codify several changes to FHA's Home Equity Conversion Mortgage (HECM) program that were previously issued under the authority granted to HUD in the Housing and Economic Recovery Act of 2008 and the Reverse Mortgage Stabilization Act of 2013