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  • Article

    Another Obama Promise Gone Bad?

    When he signed the Dodd-Frank financial "reform" legislation into law, President Obama told a White House audience: "There will be no more tax-funded bailouts-period."
    United StatesFinance and Banking
    Waller Lansden Dortch & Davis
    Waller Lansden Dortch & Davis
  • Article

    Banking Agencies Detail Approach To Rule Enforcement Affected By Financial Reform Legislation

    On July 6, the Federal Reserve Board ("FRB"), the FDIC and the Office of the Comptroller of the Currency detailed an interim approach to rules and reporting requirements jointly administered by the agencies ...
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
Article

Blockchain Legal Resource Blog:Congress Considers Bipartisan Bills To Prevent Virtual Currency Manipulation

Virtual currencies and the underlying blockchain technology has a profound potential to be a driver of economic growth.
United StatesFinance and Banking
Hunton Andrews Kurth LLP
Hunton Andrews Kurth LLP
  • Article

    California DFPI Seeks Feedback On Expanding Registration And Reporting To New Sectors

    The California Department of Financial Protection and Innovation (DFPI) is inviting stakeholders to suggest new financial service industries that may need registration...
    United StatesFinance and Banking
    Venable LLP
    Venable LLP
  • Article

    Central District Of California Denies A Motion To Dismiss Claim For Willful Violation Of The TCPA Where The Claim In Based On Only A Single Call

    In Odom v. ECA Mktg., No. 5:20-cv-00851-JGB-SHK (C.D. Cal. Aug. 20, 2020), the Central District of California (the "Court") permitted a claim for willful ...
    United StatesFinance and Banking
    Troutman Pepper Locke LLP
    Troutman Pepper Locke LLP
  • Article

    CFPB And DOJ Order Hudson City Savings Bank To Pay $27 Million To Increase Mortgage Credit Access In Communities Illegally Redlined

    On September 24, the Consumer Financial Protection Bureau and the U.S. Department of Justice announced a proposed Consent Order with Hudson City Savings Bank...
    United StatesFinance and Banking
    Troutman Pepper Locke LLP
    Troutman Pepper Locke LLP
  • Article

    CFPB Announces It Will Not Prioritize Enforcement And Supervision Of Its Small Business Lending Data Collection Rule Under The Equal Credit Opportunity Act

    On May 1, the Consumer Financial Protection Bureau (CFPB) announced that it will not prioritize enforcement or supervision of its small business lending data collection rule...
    United StatesFinance and Banking
    Moore & Van Allen, PLLC
    Moore & Van Allen, PLLC
  • Article

    CFPB Announces Plans To Regulate Nonbank Personal Loan Providers

    On January 8, the CFPB announced its intent to pursue rulemaking that would allow the agency to oversee nonbank personal loan lender.
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    CFPB Brings Clarity To Earned Wage Access Products

    The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion on December 23, 2025, that resolves significant regulatory uncertainty surrounding whether earned wage access (EWA) products and are "credit" for purposes of Regulation Z, the Truth in Lending Act's (TILA) implementing regulation.
    United StatesFinance and Banking
    Goodwin Procter LLP
    Goodwin Procter LLP
  • Article

    CFPB Director Chopra Expresses Concerns With Big Tech

    He also asked how these firms would harvest and monetize data they collect on our transactions.
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    CFPB Executes Consent Order Against Lender For Misleading Advertising And Violations Of EFTA

    On December 19, the Consumer Financial Protection Bureau filed four nearly identical lawsuits against lenders based in the Commonwealth of Virginia...
    United StatesFinance and Banking
    Troutman Pepper Locke LLP
    Troutman Pepper Locke LLP
  • Article

    CFPB Finds Large Depository Institutions Outperform On Diversity And Inclusion

    CFPB Releases Report on Diversity and Inclusion within Financial Services.
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    CFPB Issues Latest Supervisory Report

    On June 23, the Consumer Financial Protection Bureau issued the eighth edition of its "Supervisory Highlights," which covered supervisory activities the Bureau completed between January and April 2015.
    United StatesFinance and Banking
    Troutman Pepper Locke LLP
    Troutman Pepper Locke LLP
  • Article

    CFPB Narrows State Enforcement Powers By Rescinding 2022 Interpretative Rule

    On May 15, the CFPB rescinded its May 2022 interpretive rule that had expanded state enforcement authority under Section 1042 of the Consumer Financial Protection Act (CFPA).
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    CFPB Plans To Reopen Section 1071 Small Business Lending Rule

    The Consumer Financial Protection Bureau (CFPB) has revealed its intention to make changes to the small business loan data collection and reporting rule (1071 Rule)...
    United StatesFinance and Banking
    Holland & Knight
    Holland & Knight
  • Article

    CFPB Proposes Limitations And Requirements For Arbitration Agreements

    On October 7, the Consumer Financial Protection Bureau (CFPB) released an outline of its proposal for a possible rule regarding arbitration clauses in consumer financial product and service agreements.
    United StatesFinance and Banking
    Venable LLP
    Venable LLP
  • Article

    CFPB Proposes To Streamline Policy On No-Action Relief

    The Consumer Financial Protection Bureau ("CFPB," now also known as the BCFP) proposed to (i) streamline its no-action letter process and (ii) create a CFPB Product Sandbox.
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    CFPB Reiterates ECOA Protections Apply To Post-Application Events

    On May 9, 2022, the CFPB released an advisory opinion in which it reiterated its position that the ECOA and its implementing Regulation B protect "applicants" throughout the lifecycle of an extension of credit, and not simply during ...
    United StatesFinance and Banking
    Arnold & Porter
    Arnold & Porter
  • Article

    CFPB Signals Shift In Position On Section 1071

    This week, the CFPB filed an emergency notice in the Fifth Circuit Court of Appeals, indicating that it no longer opposes a pause in compliance with its Section 1071...
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    CFPB Targets Pension Lenders In Dodd-Frank Suit

    The complaint alleges that the defendants, in violation of the Dodd-Frank Act, deceived consumers, and notably veterans, concerning the costs and risks associated with the pension advances.
    United StatesFinance and Banking
    McGuireWoods LLP
    McGuireWoods LLP
  • Showing 741–760 of 5735 results

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