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The Bureau of Consumer Financial Protection ("CFPB") on Friday, July 29th, released proposed amendments to its rule mandating use of the TILA-RESPA Integrated Disclosures in mortgage transactions.

On February 23, the Consumer Financial Protection Bureau (CFPB) issued a statement that it planned to propose a rule to "delay the July 1, 2021 mandatory compliance date of the General QM Final Rule."

The new guidance updates and replaces CFPB Bulletin 2013-01, released in February 2013, which also related to servicing transfers.

The Dodd-Frank Act directs the CFPB to publish rules and forms that combine certain disclosures that consumers receive in connection with applying for and closing a mortgage loan under TILA and RESPA.

The CFPB released a new Compliance Bulletin to remind financial entities of their requirements when obtaining consumer authorizations for preauthorized electronic fund transfers (EFT).

The CFPB has released its first in a series of new monthly reports on consumer complaints. The CFPB says that the purpose of these reports is to identify trends with respect to volume, product type, and geographic region.

The CFPB recently released the report of its study on the benefits of electronic mortgage loan closings also known as "eClosings" that it commenced in April 2014.

The Federal Housing Authority recently provided an option for reverse-mortgage lenders to allow eligible surviving non-borrowing spouses to remain in their homes after the death of their borrowing spouses.

The CFPB requested input on the effectiveness of the rules that implement the Home Mortgage Disclosure Act in order to maintain a "fair, competitive, and non-discriminatory mortgage market."

On January 6, 2025, the CFPB filed a lawsuit against a non-bank manufactured home financing company for violations of the Truth in Lending Act and Regulation Z.

We will continue to monitor this trend and its potential implications for financial institutions and their employees.

On September 22, 2025, the CFPB terminated two consent orders, one involving a national bank and the other involving a mortgage servicer. The orders were originally issued under prior administrations...

The CFPB stated that it expects to delay the July 1, 2021 mandatory compliance date of the General Qualified Mortgage ("QM") Rule and is considering whether to revoke or amend the "Seasoned QM" Rule.

On July 9, 2014, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued Policy Guidance on the issue of Mortgage Brokers Transitioning to Mini-Correspondent Lenders ..

CFPB warned of the threat of widespread foreclosures and evictions following the end of government COVID-19 pandemic-related protections, absent further public or private action.

On July 11, the Seventh Circuit Court of Appeals reversed a lower court's decision dismissing a CFPB action against an Illinois-based mortgage lender and its owner for violations of the Equal Credit Opportunity Act.

The CFTC issued a proposed order that would provide temporary exemptive relief from certain requirements in the Commodity Exchange Act (the "CEA") resulting from the Dodd-Frank Act that otherwise become effective on July 16, 2011 under the terms of the Act.