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Cadwalader, Dechert, Orrick and Sidley attorneys distributed a Q&A on risk retention for commercial mortgage-backed securities ("CMBS").

On February 27, the California Department of Financial Protection and Innovation (DFPI) issued new guidance with respect to the performance of remote work by mortgage loan originators...

On June 30, California Governor Newsom has signed AB 130, a budget trailer bill related to housing. This legislation includes new requirements for mortgage...

On February 7, the CFPB issued an Advisory Opinion to address the applicability of RESPA section 8 to operators of certain digital technology platforms that enable consumers...

On September 27, the CFPB released its annual report on residential mortgage lending activity and trends for 2022.

Banks, savings associations, and credit unions are not subject to HMDA for a calendar year if their assets as of December 31, of the prior calendar year did not exceed an asset threshold.

On December 15, the CFPB published a proposed rule regarding Amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).

The CFPB warned lenders against the dangers of requesting that mortgage applicants produce unnecessary proof of Social Security disability income.

The CFPB is seeking relief in the form of (i) permanent injunctions, (ii) restitution, (iii) disgorgement, (iv) damages and (v) civil money penalties.

Last week, the CFPB announced an enforcement action against RMK Financial Corporation d/b/a Majestic Home Loans related to deceptive mortgage advertising practices.

On Thursday, the CFPB and the Department of Justice filed a joint complaint against the second-largest private mortgage company in the United States alleging it engaged in discriminatory lending practices from 2006 to at least 2011.

On August 21, 2024, the Consumer Financial Protection Bureau (CFPB)​ announced​ that it entered into a consent order with a​ Florida-based mortgage servicer...

The Report showed a focus on compliance with the CFPB mortgage servicing rules that took effect on January 10, 2014.

On January 20, CFPB finalized two minor modifications to the "Know Before You Owe" mortgage disclosure rules.

The CFPB alleged that on a number of occasions, instead of honoring trial loan modifications that consumers had entered into with their prior servicers, the company insisted that the consumer again provide proof that they qualified.

On July 21, 2015, the CFPB formally delayed the effective date of its Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) and TILA-RESPA Amendments.

On January 13, 2015, the Consumer Financial Protection Bureau released a report on consumers’ mortgage shopping experiences.

On August 4, 2015, the Consumer Financial Protection Bureau (CFPB) issued a bulletin providing guidance to mortgage servicers regarding cancellation and termination of private mortgage insurance.