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  • Article

    CFPB Flags Risks Associated With Reinitiating Collections On Aged Mortgage Loans

    On April 26, 2023, the Consumer Financial Protection Bureau issued an advisory opinion warning collection agencies and mortgage servicers against suing or threatening to sue to recover time-barred debt.
    United StatesFinance and Banking
    Cooley LLP
    Cooley LLP
  • Article

    CFTC Commissioner: Code Developers May Be Accountable For Smart Contracts

    Recently at a conference in Dubai, Brian Quintenz, who is a Commodity Futures Trading Commission Commissioner, expressed his personal opinion on the conceptual challenges in applying the CFTC's regulatory oversight.
    United StatesFinance and Banking
    Proskauer Rose LLP
Proskauer Rose LLP
  • Article

    Close Loophole To Slow Debit Card Class Actions

    The Uniform Law Commission wrote this in 1989 to support the inclusion of Article 4A in the Uniform Commercial Code, which was ultimately adopted with little revision in all fifty states.
    United StatesFinance and Banking
    Waller Lansden Dortch & Davis
    Waller Lansden Dortch & Davis
  • Article

    Connecting The Pieces And Filling The Gaps

    "The market is missing things, and we are not at our true value" is a common refrain we hear from company executives, both public and private equity-backed.
    United StatesFinance and Banking
    Ankura Consulting Group LLC
    Ankura Consulting Group LLC
  • Article

    Coronavirus And Cracks In Your Armor: Recognizing Impending Financial Stressors Spawned By A Health Pandemic

    One by one, at devastating speed, communities across the globe are facing the effects of Covid-19.
    United StatesFinance and Banking
    Hogan Lovells
    Hogan Lovells
  • Article

    Court Finds Plaintiff's Subjective Interpretation Of A Debt Collection Letter Insufficient To Confer Standing Under The FDCPA

    The Southern District of Florida has added to the growing collection of cases under the Fair Debt Collections Practices Act (FDCPA) based on a lack of standing.
    United StatesFinance and Banking
    Troutman Pepper Locke LLP
    Troutman Pepper Locke LLP
  • Article

    District Court Declines To Extend Debt Collector's Reading Of TransUnion v. Ramirez Standing Requirements

    On April 27, 2022, the U.S. District Court for the Western District of Pennsylvania certified a class comprised of individuals alleging the Defendants violated the Fair Debt Collection Practices Act (FDCPA).
    United StatesFinance and Banking
    Goodwin Procter LLP
    Goodwin Procter LLP
  • Article

    FDIC Vice Chair Hill Speaks On Recent Bank Failures

    Federal Deposit Insurance Corporation ("FDIC") Vice Chair Travis Hill gave a speech earlier this week, titled "Recent Bank Failures and the Path Ahead," at the Bipartisan Policy Center.
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    Federal Banking Agencies Issue Proposed Rulemaking To Amend ESLR

    This week, the Federal Reserve Board ("FRB") and the Office of the Comptroller of the Currency ("OCC") issued a notice of proposed rulemaking ("NPR") to amend the Enhanced Supplementary Leverage Ratio ("eSLR").
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    Financial Regulation Watch: Secretary Paulson Begins To Show His Hand

    In a speech before the US Chamber of Commerce on March 26, Treasury Secretary Paulson addressed recent actions taken by regulators to relieve the turbulence in the financial markets, in particular, the actions taken by the Board of Governors of the Federal Reserve System (“FRB”) with regard to Bear Stearns.
    United StatesFinance and Banking
    Fried Frank Harris Shriver & Jacobson
    Fried Frank Harris Shriver & Jacobson
  • Article

    Fourth Circuit Expands FCRA Liability: Legal Inaccuracies Now Actionable

    On March 14, the U.S. Court of Appeals for the Fourth Circuit vacated the dismissal of a lawsuit alleging a failure to reasonably investigate a disputed debt.
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    FRB Expands Scope Of Main Street Lending Program

    The FRB revised its Main Street Lending Program (composed of the Main Street New Loan Facility, Main Street Expanded Loan Facility and Main Street Priority Loan Facility) to expand the scope of small- and medium-sized businesses ...
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    FTC Halts Alleged $100M Debt Relief Scam Under Impersonation Rule

    On July 14, the U.S. District Court for the District of Arizona granted the Federal Trade Commission's request for a temporary restraining order against multiple defendants operating a nationwide debt relief scheme.
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    FTC Settles With Debt Collector

    On May 1, 2025, the Federal Trade Commission (FTC) announced that it had filed an amended complaint​ and entered into a proposed final order with a debt collector and its owner...
    United StatesFinance and Banking
    Goodwin Procter LLP
    Goodwin Procter LLP
  • Article

    FTC Supports CFPB Proposal To Amend Debt Collection Practices

    In comments supporting a CFPB proposal to amend the Fair Debt Collection Practice Act, the FTC recommended that the CFPB
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    Global Financial Markets Podcast Series: How Capital Markets May Be Affected By The US Basel Endgame Proposal

    In late July 2023, US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations...
    United StatesFinance and Banking
    Mayer Brown
    Mayer Brown
  • Article

    Industry Voices Concerns On Group Capital Calculation

    Insurance holding companies should be closely following the accelerating efforts by state insurance regulators to impose oversight over group (in addition to legal entity) financial resources.
    United StatesFinance and Banking
    Herbert Smith Freehills Kramer LLP
    Herbert Smith Freehills Kramer LLP
  • Article

    ISS Releases Updated Proxy Voting Policies For 2012

    On November 17, 2011, Institutional Shareholder Services, the influential proxy advisory firm, released its 2012 proxy voting policies. These policies, which govern ISS' voting recommendations, will begin to apply for shareholder meetings that take place on or after February 1, 2012.
    United StatesFinance and Banking
    Proskauer Rose LLP
    Proskauer Rose LLP
  • Article

    LSTA Issues Additional Guidance For Social Loans And External Reviews

    Over the course of the last several years, interest in Environmental, Social and Governance ("ESG") financing has skyrocketed, leading to the growth of several financial products focused on this market.
    United StatesFinance and Banking
    Haynes and Boone, L.L.P.
    Haynes and Boone, L.L.P.
  • Article

    Main Street Lending Program – Expanded Assistance To Nonprofit Organizations

    The Main Street Lending Program (MSLP) was established by the Treasury Department with $75 billion from the CARES Act to enhance access to credit for small and medium-sized businesses during the COVID-19 pandemic.
    United StatesFinance and Banking
    Bowditch & Dewey
    Bowditch & Dewey
  • Showing 481–500 of 2228 results

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