ArticleCFPB: Income Share Agreements Are Student Loans And Must Follow Student Loan RulesIncome Share Agreements Are Student Loans and Must Follow Student Loan RulesUnited StatesConsumer ProtectionCozen O'Connor
ArticleCFPB Issues Rule Clarifying States' Rights To Protect Consumers Through Fair Credit Reporting LawsOn June 28, the CFPB issued an interpretive rule affirming states' abilities to police credit reporting markets through the issuance of their own fair credit report laws.United StatesConsumer ProtectionSheppard
ArticleCFTC Posts Discussion Draft Of Proposed No-Action Relief Designed To Ease Dodd Frank TransitionThe CFTC posted a discussion draft of a staff no-action letter designed to supplement previously proposed exemptive relief from certain requirements in the Commodity Exchange Act (the "CEA") resulting from the Dodd-Frank Act that otherwise become effective on July 16, 2011 under the terms of the Act. United StatesConsumer ProtectionGoodwin Procter LLP
ArticleComment Deadline Set For CFPB Proposal To Collect Small Business Lending DataAs previously covered, the proposal would add a new Subpart B under Regulation B.United StatesConsumer ProtectionHogan Lovells Cadwalader
ArticleDeadline Approaching for Family Office ComplianceAs you know, on June 22, 2011, the SEC adopted a rule that exempts family offices from being regulated as investment advisers, as long as they meet specific criteria.United StatesConsumer ProtectionWithers LLP
ArticleDemocratic AGs Urge SCOTUS To Back States' Investigative AuthorityTwenty Democratic AGs, led by Massachusetts AG Andrea Joy Campbell and Washington AG Nick Brown, filed an amicus curiae brief urging the U.S. Supreme Court...United StatesConsumer ProtectionCozen O'Connor
ArticleFederal Register: Agencies Finalize Orderly Liquidation Rule For Covered Broker-DealersAn SEC and FDIC final rule governing the orderly liquidation of "covered broker-dealers" was published in the Federal Register.United StatesConsumer ProtectionHogan Lovells Cadwalader
ArticleHanging Out To Air: CFPB Expands Consumer Complaint DatabaseThe Consumer Financial Protection Bureau has recently expanded its existing Consumer Complaint Database to cover additional consumer financial products and services. United StatesConsumer ProtectionFoley & Lardner LLP
ArticleNJ AG Enters Into Consent Order With Mortgage ServicerOn July 1, 2023, the New Jersey Division of Consumer Affairs, Office of Consumer Protection (Division) entered into a consent order with a national mortgage servicer.United StatesConsumer ProtectionGoodwin Procter LLP
ArticleState Attorneys General Sue Lender For Alleged "Bait-and-Switch" SchemeOn March 16, 2026, a coalition of State Attorneys General (AGs) filed a lawsuit in the Southern District of New York against a New York-based lender and its affiliated entities...United StatesConsumer ProtectionGoodwin Procter LLP
Article"TCPA: What Cannabis Companies Need To Know" Webinar Replay AvailableA video replay of the webinar, "Telephone Consumer Protection Act: What Cannabis Companies Need to Know," is available to view.United StatesConsumer ProtectionDuane Morris LLP
ArticleThe Split Deepens: New York District Court Holds Internal Reporting Not Protected Under Dodd-FrankThus, until the Second Circuit and other Circuit courts weighs in on this issue, the answer of whether internal reporting is protected under Dodd-Frank may hinge largely upon which district judge is assigned the case.United StatesConsumer ProtectionOrrick
ArticleUS House Financial Services Committee Chairman Jeb Hensarling Vows To Dismantle Dodd-FrankOn January 26, 2017, House Financial Services Committee Chairman Jeb Hensarling (R-TX) issued a statement in which he criticized the Dodd-Frank Wall Street Reform...United StatesConsumer ProtectionA&O Shearman
ArticleNPR Features Wolf Popper Lawsuit Against GE Appliances Over Nitrogen Dioxide Emissions From Gas StovesNPR featured Wolf Popper's case against GE Appliances maker Haier US Appliance Solutions for failing to disclose the harm of nitrogen dioxide exposure from its gas stoves.United StatesEnvironmentWolf Popper
ArticleAgencies To Raise Appraisal Threshold For Residential Real Estate TransactionsThe Federal Reserve Board, the Office of the Comptroller of the Currency, and the FDIC adopted a final rule that will exempt residential real estate transactions of $400,000 or less from appraisal requirements.United StatesFinance and BankingHogan Lovells Cadwalader
ArticleAgency Template For Tailored Resolution PlansOn September 3, the FDIC and the Fed released an optional model template for tailored resolution plans required to be submitted by the Dodd-Frank ActUnited StatesFinance and BankingOrrick
ArticleBank Regulators Allow QFC Amendments To Unmargined Legacy SwapsU.S. "prudential regulators" (i.e., the Federal Reserve Board, the Office of the Comptroller of the Currency, the FDIC, Farm Credit Administration, and FHFA) adopted amendments to uncleared swap margin requirements.United StatesFinance and BankingHogan Lovells Cadwalader
ArticleCFPB Monthly Complaint Snapshot – Month Of MortgagesThe CFPB's monthly complaint snapshot focused on the mortgage industry.United StatesFinance and BankingVenable LLP
ArticleComptroller Of The Currency Thomas Curry TestimonyOn March 19, 2015, the Comptroller of the Currency discussed the Office of the Comptroller of the Currency’s approach to adapting regulatory and supervisory expectations to the size and complexity of supervised institutions. United StatesFinance and BankingA&O Shearman
ArticleEnd-User Update: CFTC Interim Compliant IdentifierThe following is a brief Dodd-Frank update for our clients and friends who are end users of swaps (for example, interest rate, commodity, energy or currency/FX swaps). United StatesFinance and BankingMcGuireWoods LLP