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  • Article

    Today’s Podcast Episode: Debt Sales 101 Mini-Series — Episode 6: After The Close: Compliance, Oversight, And Ongoing Risk

    In the final episode of our Debt Sales 101 mini-series, we focus on what happens after a debt sale closes and how sellers manage ongoing compliance, oversight, and risk.
    United StatesFinance and Banking
    Ballard Spahr LLP
    Ballard Spahr LLP
  • Article

    U.S. Supreme Court Rules Certain Businesses And Lawyers Are Not Debt Collectors Under The FDCPA

    (April 22, 2019) - The federal courts are plagued by what we might charitably refer to as creative claims under the Fair Debt Collection Practices Act (FDCPA).
    United StatesFinance and Banking
Lewis Brisbois Bisgaard & Smith LLP
Lewis Brisbois Bisgaard & Smith LLP
  • Article

    Legislative Update: GSE Reform

    Regularly over the course of the last few months, we have been asked by clients to update them on the status of GSE reform, and sometimes asked to predict when we will see significant progress toward GSE reform.
    United StatesGovernment, Public Sector
    Morrison Foerster
    Morrison Foerster
  • Article

    June NAIC Conference Call to Cover Risk-Based Capital Proposals

    In March 2010, the National Association of Insurance Commissioners (NAIC) proposed a substantial increase to the benchmark risk-based capital (RBC) reserve requirement applicable to insurance companies holding commercial and farm mortgage loans.
    United StatesInsurance
    McGuireWoods LLP
    McGuireWoods LLP
  • Article

    Investing In Distressed Debt In Europe - Legal Structuring Of Direct Lending Deals: England & Wales

    Proskauer's Elisabeth Baltay, Alex Griffith and Rafael Serrano have contributed a chapter to Investing in Distressed Debt in Europe...
    European UnionFinance and Banking
    Proskauer Rose LLP
    Proskauer Rose LLP
  • Article

    The SEC Has A Big, New Cyber Rule For Public Companies

    Dave Lynn spoke to the Washington Post about the Securities and Exchange Commission (SEC) voting to require publicly traded companies to disclose within four days when they suffer...
    United StatesCorporate/Commercial Law
    Morrison Foerster
    Morrison Foerster
  • Article

    Bill Introduced In Congress To Amend The Fair Debt Collection Practices Act To Provide Enhanced Protection Against Debt Collector Harassment Of Members Of The Armed Forces

    On March 2, Rep. Madeleine Dean (D-PA) introduced a bill, the Fair Debt Collection Practices for Servicemembers Act (H.R. 1491), proposing to amend two sections of the Fair Debt Collection Practices Act —
    United StatesFinance and Banking
    Troutman Pepper Locke LLP
    Troutman Pepper Locke LLP
  • Article

    CFPB And Attorneys General Sue Debt-Relief Enterprise

    On January 10, the CFPB and the attorneys generals of Colorado, Delaware, Illinois, Minnesota, New York, North Carolina, and Wisconsin sued a New York-based debt relief company and its founders in the U.S.
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    CFPB Brings Clarity To Earned Wage Access Products

    The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion on December 23, 2025, that resolves significant regulatory uncertainty surrounding whether earned wage access (EWA) products and are "credit" for purposes of Regulation Z, the Truth in Lending Act's (TILA) implementing regulation.
    United StatesFinance and Banking
    Goodwin Procter LLP
    Goodwin Procter LLP
  • Article

    CFPB Further Extends Comment Deadline For Proposed Rule On Collection Of Time-Barred Debts

    The CFPB extended the comment deadline an additional 60 days on a supplemental rule proposal to amend certain requirements on the collection of time-barred debts.
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    CFPB Issues Spring 2022 Supervisory Highlights

    On May 2, the CFPB released its Spring 2022 Supervisory Highlights. The findings of the report, which generally cover examinations completed between July and December 2021...
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    CFPB Proposes New Effective Date For Debt Collection Regulations

    In October 2020, the CFPB adopted a final rule in connection with the use of communications related to debt collection.
    United StatesFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    CFPB Withdraws Dozens Of Guidance Documents As Part Of Deregulatory Push

    On May 12, the CFPB formally withdrew nearly 70 guidance materials—including policy statements, advisory opinions, circulars, and interpretive rules...
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    GOP Senators Moving To Invoke The Congressional Review Act Over Biden-Era Rules

    The CFPB is facing pushback from the U.S. Senate over two final rules issued under the Biden administration: one expanding oversight of nonbank digital payment providers and another limiting the reporting of medical debt.
    United StatesFinance and Banking
    Sheppard
    Sheppard
  • Article

    IRS Announces No Information Returns To Be Filed For PPP Loan Forgiveness

    Under the Paycheck Protection Program ("PPP") established by the CARES Act, a borrower is eligible for forgiveness of all or a portion of the principal amount of a loan made in accordance...
    United StatesFinance and Banking
    Dickinson Wright PLLC
    Dickinson Wright PLLC
  • Article

    Pennsylvania Federal Court Holds Debt Collector's Communication With Vendor Could Violate FDCPA

    The United States District Court for the Eastern District of Pennsylvania recently held that a debt collector's communication with a letter vendor could constitute an FDCPA violation.
    United StatesFinance and Banking
    Riker, Danzig, Scherer, Hyland & Perretti
    Riker, Danzig, Scherer, Hyland & Perretti
  • Article

    SCOTUS Watch Update: No "Discovery Rule" For Rotkiske; FDCPA One-Year Limitations Period Runs From Date Of Violation.

    We noted earlier the Supreme Court's review of the Third Circuit's decision in Rotkiske v. Klemm regarding the statute of limitations for claims under the Fair Debt Collection Practices Act (FDCPA).
    United StatesLitigation, Mediation & Arbitration
    Butler Snow LLP
    Butler Snow LLP
  • Article

    The Tax Legislative Outlook: Senate Fast Tracking Tax Cuts And Debt Ceiling Increase

    With a vote scheduled for later this week on President Trump's tax agenda and the debt ceiling, Senate Republicans appear to be quickly closing philosophical differences and inching closer to joint chamber negotiations on identical budget resolutions.
    United StatesTax
    Riveron
    Riveron
  • Article

    Arizona Court Permanently Bars Debt Relief Companies And Telemarketing In FTC Default Judgment

    On October 14, the U.S. District Court for the District of Arizona entered a default judgment against seven corporate defendants in an FTC action involving a nationwide debt relief operation.
    United StatesConsumer Protection
    Sheppard
    Sheppard
  • Article

    CFPB: Earned Wage Products Are Not Loans Under TILA

    On December 23, the CFPB issued an advisory opinion stating earned wage access products fall outside the definition of credit under TILA's Regulation Z...
    United StatesConsumer Protection
    Sheppard
    Sheppard
  • Showing 201–220 of 2228 results

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