The Scheme provides businesses with access to loans of up to $100,000 to assist with fixed costs and cash flow concerns.

The spread of COVID-19 and government measures in response means an economic downturn and increasing business failures.

The current economic conditions are creating challenges for all of us. The biggest challenges are likely to arise out of what we cannot control, for example, our suppliers, our customers, our landlords, our tenants and our financiers. Their behaviour is largely outside our influence.