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  • Article

    Raising Capital For Companies: Securitization As An Option In Nigeria

    All companies are faced with the unending need to access more capital and consequently, the appetite to adopt innovative and creative methods of raising funds with minimal liability is increasing.
    NigeriaFinance and Banking
    AEKLEY SOLICITORS
    AEKLEY SOLICITORS
  • Article

    The Operational Guidelines For Open Banking In Nigeria And Its Potential Impact On The Financial Services Industry

    On Tuesday 7 March 2023, the Central Bank of Nigeria (the "CBN") in furtherance of its mandate of ensuring the stability of the financial system and deepening the financial system...
    NigeriaFinance and Banking
    Dentons ACAS-Law
    Dentons ACAS-Law
Article

The Quincecare Duty And Its Implications In The Fintech Era

As financial technology reshapes how consumers and businesses manage money, a century-old banking duty is gaining new relevance. The Quincecare duty requires financial institutions to pause suspicious payment instructions—but how does this obligation apply when traditional banks serve merely as infrastructure beneath fintech platforms? This analysis explores the duty's evolution from English case law through its modern application in layered payment systems.
NigeriaFinance and Banking
G ELIAS
G ELIAS
  • Article

    Crowdfunding For Small To Medium Scale Businesses: (An Analysis Under The Nigerian Law)

    Crowdfunding is the practice of funding a project or venture by raising money from a large number of people who each contribute a relatively small amount, typically via the internet.
    NigeriaCorporate/Commercial Law
    Brickmans Law
    Brickmans Law
  • Article

    Debt Recovery In Nigeria: The Effective Strategies And Stages

    Debt recovery refers to the process of collecting money owed by individuals or corporations. It is crucial for maintaining financial health and has direct implications for credit ratings. The process typically follows.
    NigeriaInsolvency/Bankruptcy/Re-Structuring
    Adeola Oyinlade & Co
    Adeola Oyinlade & Co
  • Article

    The Finance Act 2020-The Nigerian Guide On Major Changes To The Nigerian Tax Regime

    On 31st December 2020, President Muhammadu Buhari signed the 2021 Appropriation Bill and the 2020 Finance Bill into law.
    NigeriaTax
    SPA Ajibade & Co
    SPA Ajibade & Co
  • Article

    Beyond Credit Scores: The Rise Of AI-Driven Lending In Nigeria

    The issue is not that Nigerians are inherently poor borrowers. Rather, the difficulty lies in how creditworthiness has traditionally been assessed.
    NigeriaTechnology
    Tope Adebayo LP
    Tope Adebayo LP
  • Article

    Cybersecurity Regulation In The Nigerian Fintech Industry

    According to publicly available data, millions of dollars are lost to cybersecurity threats annually.
    NigeriaTechnology
    TNP
    TNP
  • Article

    An Overview Of The CBN FX Code And Circular On The Electronic Foreign Exchange Matching System

    The Central Bank of Nigeria has consistently been expressing its policy drive to deepen the Nigerian autonomous foreign exchange market, and to promote transparency and the efficient functioning of the FX Market.
    NigeriaFinance and Banking
    Udo Udoma & Belo-Osagie
    Udo Udoma & Belo-Osagie
  • Article

    Loan Defaults And Enforcement Of Security In Nigeria: What Lenders Must Know

    When borrowers default on loans in Nigeria's volatile credit market, lenders face a complex web of contractual rights, statutory provisions, and judicial precedents that govern security enforcement.
    NigeriaFinance and Banking
    The Trusted Advisors
    The Trusted Advisors
  • Article

    Utilising Intellectual Property Assets As Security In Finance Transactions

    The use of Intellectual Property Rights in financial transactions is a more pertinent discourse today than ever before, particularly due to the explosion in the digital revolution and creative economy.
    NigeriaIntellectual Property
    Udo Udoma & Belo-Osagie
    Udo Udoma & Belo-Osagie
  • Article

    The Impact Of The Finance Act On Digital Taxation In Nigeria

    The enactment of the Finance Act 2020 on 13 January 2020 introduced various changes to principal tax legislations in Nigeria, among which are the commencement ...
    NigeriaTax
    Templars
    Templars
  • Article

    Cybersecurity Challenges Of The Nigerian FinTech Sector

    From over-the-counter (OTC) transactions to transactions performed by the mere click of a button, FinTech has
    NigeriaTechnology
    TNP
    TNP
  • Article

    The AMCON (Amendment No. 2) Act, 2019: Genesis, Efficacy In Troubled Assets Resolution And Impending Sunset

    Consequently, on the 29th of July 2019, the AMCON Act, 2019 was enacted to fortify and further enhance the powers of AMCON.
    NigeriaWealth Management
    CLP Legal
    CLP Legal
  • Article

    An Overview Of The Central Bank Of Nigeria's Non-Resident Nigerian Ordinary Account And Non Resident Nigerian Investment Account

    Remittances from Nigerians in the diaspora have become a significant contributor to Nigeria's foreign exchange earnings and Gross Domestic Product ("GDP").
    NigeriaFinance and Banking
    Udo Udoma & Belo-Osagie
    Udo Udoma & Belo-Osagie
  • Article

    Building What Lasts: The Case For Patient Capital

    Capital, Time, and the Nature of Impact Patient capital is to enduring impact what fuel is to motion—without it, intention rarely translates into transformation.
    NigeriaFinance and Banking
    Acuity Partners LLP
    Acuity Partners LLP
  • Article

    Business Rescue Tools For Failing Banks In Nigeria

    In view of the significance of the financial sector to the economic well-being of the country, it is no surprise the banking industry is one of the most regulated industries in Nigeria.
    NigeriaFinance and Banking
    SPA Ajibade & Co
    SPA Ajibade & Co
  • Article

    Determination Of Significant Economic Presence By A Foreign Entity Taxable In Nigeria's Digital Economy

    Pursuant to powers conferred under section 13(4) of the Companies Income Tax Act[1] ("CITA"), as amended by the Finance Act (2019), the Minister of Finance, on February 3, 2020, issued the Companies Income Tax...
    NigeriaFinance and Banking
    Banwo & Ighodalo
    Banwo & Ighodalo
  • Article

    Examining The Powers Of The Federal Inland Revenue Service To Recover Unpaid Stamp Duties On Dutiable Instruments

    In this Article, our Olusina Sipasi and Merit Okafor examine the powers of the federal Inland Revenue service to recover unpaid stamp duties on dutiable instruments, especially as it relates to financing transactions.
    NigeriaFinance and Banking
    AELEX
    AELEX
  • Article

    Forex Trading In Nigeria: The Implications Of Sec Proposed Rules On Online Forex Trading For Technology And Platform Providers

    Nigeria's Securities and Exchange Commission has proposed comprehensive rules for online Forex trading and Contracts for Difference (CFDs), establishing a regulatory framework that extends beyond brokers to encompass technology and platform providers. The proposed regulations introduce stringent capital requirements, operational standards, and compliance obligations for businesses providing trading infrastructure, raising critical questions about registration, data localization
    NigeriaFinance and Banking
    Pavestones
    Pavestones
  • Showing 981–1000 of 1301 results

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