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On the 11th of May, 2022, the Securities and Exchange Commission issued New Rules on Issuance, Offering Platforms and Custody of Digital Assets.

A CBDC is the digital equivalent of a fiat currency of a Country backed by its Central Bank. In other words, a CBDC enjoys the full weight and credit of the issuing sovereign government.

The wide spread in the acceptance of crypto currencies across the globe has over time projected certain ambiguities in areas surrounding its usage, operations and regulation.

The Nigerian financial technology (fintech) sector has made major strides over the last few years.

Financial Technology (Fintech) is simply the use of innovative technology for financial transactions and services. Fintech and payment solution companies...

Nigeria continues to lead as Africa’s Fintech powerhouse, and the country’s apex financial regulator, the Central Bank of Nigeria (“the CBN”) has taken a formidable supportive stand.

Technological advancements, particularly the rise of the internet, has transformed how we work, learn, interact financially and store wealth. In emerging markets like Nigeria...

Digitization is reshaping the workplace globally, and with even more untold potential vide Artificial Intelligence (AI), Robotics and Automated Systems (AS) (collectively, AIRAS).

In March 2023, Silicon Valley Bank ("SVB"), an American Bank headquartered in Santa Clara, California, collapsed. SVB had experienced significant increase in deposits, a substantial portion...

The Nigerian FinTech Industry has been booming with focus on payment services, wealth management and investment technology companies (investment tech).

In our February 3, 2020 article, we had written on the differences between a Mobile Money Operator (MMO) license, a Payment Service Bank (PSB) license and a Microfinance Bank (MFB) license.

With the growth of various forms of cryptocurrencies and their increasing value, cybercriminals are fast moving their focus from ransomware to cryptojacking due to the reduced risk and larger possibility...

Nigeria has taken another significant step towards bringing virtual assets, cryptocurrency businesses and blockchain-enabled financial services within a more coordinated regulatory framework. President Bola Ahmed Tinubu's Presidential Executive Order on Virtual Assets Coordination, 2026 should not be viewed as another attempt to prohibit digital assets. Nor does it replace the existing powers of the Central Bank of Nigeria, the Securities and Exchange Commission (SEC), the Nigeria Revenue Service or other relevant agencies.

The shift to digital platforms has created a competitive landscape and increased reliance on remote work, particularly for expatriates in software development and cybersecurity. This shift has also largely.

Across the world, governments and private sector innovators are accelerating the shift from paper-based and PDF invoices to secure, structured and fully digital invoicing systems.

Digital lending in Nigeria has revolutionized access to finance through mobile platforms offering instant unsecured loans, but this rapid growth has sparked intense debate over pricing practices and consumer protection. As regulators scrutinize high interest rates, hidden fees, and complex terms, lenders defend their models as necessary responses to elevated credit risk and operational costs. The central question remains: how can Nigeria balance innovation-driven financial inclusion with meaningful safeguar

In today's globalised financial landscape, local and cross-border financial transactions have become integral components of business operations, extending beyond financial institutions.