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The issue is not that Nigerians are inherently poor borrowers. Rather, the difficulty lies in how creditworthiness has traditionally been assessed.

Dissecting the Central Bank of Nigeria Risk-Based Cybersecurity Frameworks and Guidelines for Deposit Money Banks and Payment Service Providers

According to publicly available data, millions of dollars are lost to cybersecurity threats annually.

In our Series 4 of these updates, we had looked at the Securities and Exchange Commission's ("SEC") requirements in relation to VASPs.

From over-the-counter (OTC) transactions to transactions performed by the mere click of a button, FinTech has

Startups are young companies that are founded to develop a unique product or service and bring it to the market. In recent years on the African Continent, several startups have been making positive...

The enactment of the Investments and Securities Act, 2025 marks a significant step towards aligning Nigeria's capital market with global developments and modern regulatory standards.

In contemporary society, banking plays a crucial role in the advancement of commerce and the society at large. The traditional banks of today have been operating in Nigeria since the colonial era

As of January 2023, Rwanda had about 5 million internet users with the country's internet penetration rate standing at 30.5% of the total population of 13.78 million.

Nigeria has seen remarkable growth in the technological sector, including an exponential growth in FinTech companies, encompassing start-ups and more established businesses.

Blockchain, which is mostly associated with cryptocurrencies and the like, had remained largely unregulated in Nigeria until September 2020, when the Securities and Exchange Commission...

With the advancements made in payment systems space over the last few years, the purchase of goods and services is frequently done with the use of payment cards.

On August 3, 2021, the Central Bank of Nigeria ("CBN"), took another step in furtherance of its commitment towards the promotion of an efficient and credible payment system in the country...

Nigeria's startup ecosystem has rapidly evolved, positioning itself as a key player in Africa's tech revolution.

The Blockchain has proven to be a game-changing technology with world-reaching effects. In addition to use-cases such as cryptocurrencies and nonfungible tokens (NFTs)...

Saturdays are for weddings and it was perhaps no different on Saturday 30 November 2019 when Abuja lawyers (and a few future lawyers) were wedded to the blockchain technology at the second...

Cryptocurrencies have largely received conflicting treatment by regulators in Nigeria. While the CBN has increasingly been hostile towards cryptocurrencies, the SEC has, for the most part, adopted an embracive approach.

The Federal High Court's recent affirmation of the FCCPC's regulatory authority over digital lending marks a pivotal moment for Nigeria's loan app industry. With enforcement of the DEON Regulations now fully resumed, digital lenders face renewed scrutiny over registration, transparency, data privacy, and debt recovery practices. Understanding these compliance requirements is no longer optional—it's essential for survival in Nigeria's evolving fintech landscape.