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  • Article

    EBA Central Register Of Payments And E-Money Institutions

    The EBA has recently launched its central electronic register under the PSD2 which serves as a public, freely accessible and source of aggregated information on passporting, payment, electronic money institutions and agents within the EU.
    European UnionConsumer Protection
    Ganado Advocates
    Ganado Advocates
  • Article

    New FATCA Schema – Malta

    On the 11th January 2017, the Inland Revenue Department published a new FATCA Schema – FATCA XML schema version 2.0.
    MaltaConsumer Protection
    Ganado Advocates
    Ganado Advocates
Article

MFSA Enhances Consumer Protection By Restricting The Sale Of Contracts For Difference (CFDS) For Retail Clients

Following the MFSA's Consultation on the implementation of National Product Intervention Measures in relation to Contracts for Difference (‘CFDs'), and in line with the position adopted by ESMA ...
MaltaConsumer Protection
WH Partners
WH Partners
  • Article

    MCCAA Launches Consultation On Proposed Amendments To Consumer Affairs Act

    On 22 April 2020, the Malta Competition and Consumer Affairs Authority (the "MCCAA") published a consultation regarding a Bill to amend the Consumer Affairs Act...
    MaltaConsumer Protection
    Mamo TCV Advocates
    Mamo TCV Advocates
  • Article

    E-learning Training Scheme For The Tourism Industry

    An e-learning platform has been launched offering free online courses to individuals working in the tourism sectors.
    MaltaCoronavirus (COVID-19)
    KPMG Malta
    KPMG Malta
  • Article

    The Digital Fairness Act: Implications For The IGaming Industry

    The European Commission is preparing a major reform of consumer protection rules in the digital environment.
    MaltaMedia, Telecoms, IT, Entertainment
    Ganado Advocates
    Ganado Advocates
  • Article

    MFSA Supervisory Priorities For The Local Capital Markets In 2023

    On 2nd March 2023, the MFSA published its supervisory priorities for 2023 which are aligned with the strategic objectives set out in the MFSA strategic statement which was also recently published.
    MaltaFinance and Banking
    Finance Malta
    Finance Malta
  • Article

    PSD3 And PSR - A Digital Transformation Of The Payments Industry

    On the 28 June 2023, the EU Commission published its highly anticipated proposals to innovate its legislative framework for payment services the Second Payment Services Directive...
    European UnionCriminal Law
    WH Partners
    WH Partners
  • Article

    Shifting The Burden? The Impact Of Act No. IX Of 2025 On Financial Service Provider Liability

    Act No. IX of 2025 has introduced a number of amendments to the Arbiter for Financial Services Act (Cap. 555). While most of these changes are relatively minor (see summary below)...
    MaltaFinance and Banking
    Camilleri Preziosi
    Camilleri Preziosi
  • Article

    EIOPA Issues A Warning To Insurers And Banks On Credit Protection Insurance (CPI) Products

    The EIOPA has recently warned insurers and banks acting as insurance distributors to address problematic issues in connection with the offering of credit protection insurance products to consumers.
    European UnionInsurance
    Ganado Advocates
    Ganado Advocates
  • Article

    Protecting Consumer Rights During A Pandemic – An Unprecedented Challenge

    Covid-19 has dramatically changed the world around us and in an effort to limit the spread of the virus and safeguard public health, several industries have been significantly disrupted.
    MaltaConsumer Protection
    DF Advocates
    DF Advocates
  • Article

    Directive 93/13/EEC And Mandatory Statutory Or Regulatory Provisions In Consumer Contracts

    On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22), considered the applicability...
    European UnionConsumer Protection
    Finance Malta
    Finance Malta
  • Article

    MFSA Publishes Thematic Review On Payment Accounts

    The Malta Financial Services Authority (MFSA) has issued the results of a Thematic Review assessing compliance by Financial Institutions offering payment accounts.
    MaltaFinance and Banking
    BDO Malta
    BDO Malta
  • Article

    Reforming Digital Payments – Introducing The New Payment Services Proposals

    On 28 June 2023, the European Commission published a number of draft proposals as part of its ambitious plan to open up financial data and reform digital payments.
    MaltaFinance and Banking
    Ganado Advocates
    Ganado Advocates
  • Article

    European Commission Issues Proposals Modernising Payment Services And Opening Financial Services Data

    On 28 June 2023, the European Commission (the "Commission") put forward two legislative proposals aimed with the objective of modernising the payments industry and broader financial...
    European UnionConsumer Protection
    Camilleri Preziosi
    Camilleri Preziosi
  • Article

    Directive 93/13/EEC And Mandatory Statutory Or Regulatory Provisions In Consumer Contracts

    On 6 July 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22)...
    MaltaConsumer Protection
    Ganado Advocates
    Ganado Advocates
  • Article

    The Interpretation Of ‘extraordinary Circumstance' In Air Passenger Rights In Recent CJEU Case-law

    Flight cancellations and delays are not a novel concept. Luckily, the EU Regulation 261/2004 provides rules and conditions whereby passengers can seek compensation and ...
    MaltaConsumer Protection
    GVZH Advocates
    GVZH Advocates
  • Article

    Borrowers' Right To Compensation From Banks For Unfair Loan Terms Confirmed By The CJEU

    Borrowers' right to compensation from banks for unfair loan terms confirmed by the CJEU In its preliminary ruling delivered on 15 June 2023 in the case of Arkadiusz Szcześniak...
    MaltaFinance and Banking
    Finance Malta
    Finance Malta
  • Article

    Borrowers' Right To Compensation From Banks For Unfair Loan Terms Confirmed By The CJEU

    In its preliminary ruling delivered on 15 June 2023 in the case of Arkadiusz Szcześniak ("A.S.") v. Bank M. SA (the "Bank") (C-520/21), the Court of Justice of the European Union (the "CJEU") concluded that consumers...
    MaltaLitigation, Mediation & Arbitration
    Ganado Advocates
    Ganado Advocates
  • Video

    What Are The Risks Of Electronic Money Institutions (EMIs)? (Video)

    The iGaming and the e-Commerce industries have significantly increased the need for innovative payment solutions. The appetite of both merchants and consumers...
    MaltaTechnology
    WH Partners
    WH Partners
  • Showing 1–20 of 42 results

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