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On 9 February 2023, the Court of Justice of the European Union ("CJEU"), in delivering a ruling in the case of UniCredit Bank Austria AG vs. Verein für Konsumenteninformation (Case C-555/21), considered the provisions on reduction of costs in the event of early repayment.

In Malta at the end of 2009, we had some 48,520 companies and partnerships registered with the Registry of Companies.

Personal loans and overdrafts, credit cards and short-term credit products are amongst the commonest consumer lending products offered by banks and financial institutions to satisfy a variety of consumer needs.

Act No. I of 2025 (the "Act") builds upon key principles from the Maltese Civil Code, Chapter 16 of the Laws of Malta (the "Civil Code"), integrating its lease concept into maritime legislation, however a clear distinction ...

Malta is a globally recognised jurisdiction for ship registration, offering robust protections to financiers through its ship mortgage framework.

Over the years, Malta has established itself not only as one of Europe’s leading yacht registries, but also as a sophisticated jurisdiction for yacht financing and security structures.

The national legal framework applicable to banks and financial institutions offering consumer lending products, including personal loans, overdrafts and credit cards, is being revised as detailed by the MFSA...

Late last year a bill with the intention of amending the Merchant Shipping Act (hereinafter the "Act") was read for the first time in Parliament.

Do you own a property which was inherited or acquired with the aim to generate rental income?

By virtue of Act I of 2025, significant amendments were introduced to Merchant Shipping Act (‘MSA’) Chapter 234 of the Laws of Malta (‘The Amendments’)...

Share pledges constitute one of the most commonly used forms of security in Maltese corporate and financing transactions. They are primarily regulated by the Companies Act...

GANADO Advocates has contributed to the Malta chapter in the Legal 500 & The In-House Lawyer Guide on Aviation.

The popularity of sale and leaseback transactions is now evident to whoever is involved in the shipping industry.

The giving of financial assistance by a company for the purchase of its own shares was introduced into Maltese law by the Companies Act in 1995, which replaced the Commercial Partnerships Ordinance originally promulgated in 1962.

The European Securities and Markets Authority (ESMA) has issued two decisive reports in July 2025, to reinforce the implementation of the Markets in Crypto-Assets Regulation (MiCA).

Malta's maritime industry is largely governed by the Merchant Shipping Act of 1973, Chapter 234 of the Laws of Malta (the "Merchant Shipping Act"), a legislative cornerstone regulating among others, vessel registration, security interests such as mortgages, safety standards, seafarers' rights and shipowner obligations.

Malta's international maritime services industry is principally governed by the Merchant Shipping Act of 1973, Chapter 234 of the Laws of Malta (the "Merchant Shipping Act")...