If ever there was a year when ESG bonds would come to the fore, 2020 has proven to be such a year.

Imagine the scene. You're breathing in the clean air through the window of an electric tram on your short, subsidised morning commute from home to the centre of the city.

The Cayman Islands have a population of approximately 70,000, of which the majority are expatriates with temporary working and residency rights or expatriates who have acquired a permanent right to remain in the Islands.