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Every disruption creates opportunities. The demonetization also offers us an opportunity to leap frog from the millennia-old physical world of currency to the emergent digital world.

India has become one of the largest markets for cryptocurrencies with Indians parking nearly USD 6.6 billion in cryptocurrencies until May this year, compared to USD 923 million until April 2020.

Watch our Founding Partner - Mrs. Kritika Krishnamurthy decode the DPDP Rules, 2025, starting with the dark horse of compliance – Consent Managers.

The April 6 notification barring financial institutions from dealing in virtual currencies can be termed RBI's most retrograde step

May marked several sweeping regulatory developments in the fintech space. While the proactive approach of the RBI in monitoring the NBFCs caused a stir, several other key developments also made the headlines...

The Reserve Bank of India ("RBI"), vide its circular RBI/2023-24/41 DOR.CRE.REC.21/21.07.001/2023-24, dated 8th June 2023 ("Guideline")...

On 2 September 2022, the Reserve Bank of India (RBI) issued the ‘Guidelines on Digital Lending' (Guidelines) to banks and non-banking finance companies (NBFCs)...

And smart contracts are garnering as much attention as they are owing to the benefits they bring in.

On 5 February, a tweet from a public broadcaster announcing the blocking of 94 digital lending apps raised a furore within the fintech industry. In the following week, lending apps...

The Reserve Bank of India ("RBI") recently introduced a new framework to regulate First Loss Default Guarantees ("FLDG"), which came into effect on June 8, 2023.

This article discusses the impact of and alternatives to the zero MDR policy in the context of the RBI discussion paper on payment charges.

The world of crypto has been wracked with one piece of bad news after another ever since the global economic downturn influenced by the Russia-Ukraine war.

On January 23, 2024, the Insurance Regulatory and Development Authority of India ("IRDAI") introduced the IRDAI (Expenses of Management, including Commission, of Insurers) Regulations, 2024, consolidating regulations...

The ‘Recommendations of the Working group on Digital Lending - Implementation' ("Press Release") issued by the RBI, on August 10, 2022, overhaul the regulatory framework for digital lending in India.

The Reserve Bank of India's latest amendment on digital fraud fundamentally reshapes liability in India's financial ecosystem by mandating that banks immediately credit fraud victims before determining fault, effectively ending the long-standing practice of institutional finger-pointing. This decisive regulatory intervention forces banks to absorb third-party breach losses upfront and recover separately from responsible intermediaries, prioritizing consumer protection over institutional convenience.

The RBI has released the Draft Master Direction on Prepaid Payment Instruments (2026 Draft), with comments invited until 22 May 2026.

There has been rapid progression with respect to the methods of due diligence in the field of Financial Technology (FinTech) in the last few years; this has led to an increased number of transactions...