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In our February 2016 Credit Reporting Update, we summarised the Central Bank's plans to phase in credit reporting for its new Central Credit Register (the Register) based on the Feedback Statement published by the Central Bank on 11 February 2016.

Member States were required to adopt national transposing legislation relating to the revised Consumer Credit Directive...

The Minister for Finance has announced Government approval to draft legislation to provide that all firms which offer personal contract plan ("PCP"),

On 9 November 2021, the proposed Directive on credit servicers and credit purchasersOpens in new window(the "Directive") was approved by the EU Council.

On 4 May 2018, the Central Bank of Ireland ("Central Bank") published an updated version of its questions and answers document on the application of the Alternative Investment Fund Managers Directive ("AIFMD Q&A")...

Financial institutions often treat borrowers who invest in property or shares as commercial or business customers.

Following on from the commencement of the Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 in July last year the Central Bank of Ireland has now published details of its Authorisation Requirements...

On 26 April 2021, the Government published the Legislative Programme for Summer 2021. The programme contains a number of pieces of legislation pertaining to financial services, some of which include:

On 21 March 2016, the Minister for Finance signed the European Union Regulations 2016 into Irish law.

The European Commission has announced its proposals to reform the Directive on Distance Marketing of Consumer Financial Services (DMD), which was transposed into Irish law in 2004.

Following the issuance by the Minister for Finance, Paschal Donohoe, of a commencement order, the available here (the "Act") has entered into force from 21 January 2019.

As the tracker mortgage review continues to develop, it is becoming increasingly common for defendants in summary judgment and/or repossession proceedings to allege that the loan

One of the main aims of the Credit Reporting Act 2013 (Act), when it was enacted, was to put in place a Central Credit Register (Register) to record information on both consumer and business borrowers.

With effect from 29 October 2018, the Credit Reporting Act 2013 (the "CRA 2013") has been amended with the result that the forms of reportable credit under the CRA 2013.

The Credit Reporting Act 2013 has been amended to bring hire purchase agreements and similar credit agreements, together with personal contract plans (PCPs), within the scope of the credit reporting regime.

On 12 January 2015, the Government published the Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015.

On 29 March 2022, the Central Bank of Ireland (the "Central Bank") published a Notice of Intention regarding upcoming changes which will take effect once the Consumer Protection...

Across the world the shifts towards online shopping and digital financial services has seen the rapid growth of the ‘buy now, pay later' sector.