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Much about the way business is done has changed since the budget a few months ago, and it would be easy to overlook the structural changes announced.

The months of summer were always referred to as the "silly season", when the British press struggled to keep their readers' attention with a succession of frivolous news stories.

So, The Gibraltar Magazine has completed its twentieth year of continuous publication. Two decades would be an impressive achievement in almost any epoch but, given the digital tsunami that has swept over the publishing terrain in this particular era, it is most definitely something to celebrate.

The global credit crunch and the resultant slowing of Spain’s housing market has hit tens of thousands of expatriate Britons – as well as other northern Europeans – who own holiday or retirement homes in Andalucia.

In several columns over recent months, I have highlighted the different forces at work driving the Gibraltar and Spanish residential property markets.

Gibraltar introduced its new Experienced Investor Fund Regulations on the 12th April 2012 with the aim of continuing to develop the jurisdiction as an alternative EU Fund Domicile.

I’m not entirely sure how it all happened so fast, but 2014 is half done already and here I am writing the August column.

The optimism over Gibraltar’s on-going economic growth and the development of the jurisdiction as a leading and well regulated finance centre has continued in 2005 despite some uncertainty surrounding the final outcome of a legal ruling on Gibraltar’s proposed new measures on corporate taxes

A lot of us will have had the feeling of having spent the last 20 years on a fast-paced treadmill. Life has been a constant ‘busy'.

In last month’s bulletin from the world of finance, I focused on certain measures announced by our Chief Minister in this year’s Gibraltar Budget