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Digital lending business has grown extensively, especially with the high cost of living. Again, digital lending has simplified lending processes and procedures for small business owners, salary earners, and even first-time borrowers to access quick credit through apps and online platforms without collateral. However, this innovation came with recurring problems such as excessive interest rates, hidden fees, unethical debt recovery procedures, and privacy violations.

It is unlikely that employees will voluntarily submit medical information to employers.

Ghana, like many other countries has created a solid system to regulate the collection, processing, storage and usage of personal data to protect the data privacy of individuals.

In today's digital economy, data has become a valuable asset, often referred to as the "new oil" .