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  • Article

    Goods Mortgage – Key Security Document Provisions

    Jacqueline Cook, senior professional support lawyer, in our finance group has produced a practice note for LexisNexis covering the provisions of a goods mortgage as covered in the Goods Mortgages Bill.
    United KingdomFinance and Banking
    Shoosmiths
    Shoosmiths
  • Article

    Long Awaited Reduction In COP Fees

    In case some of you may have missed it, there has been a long awaited reduction in #COP fees from last Wednesday 25 July 2018.
    United KingdomFinance and Banking
    Wrigleys Solicitors LLP
    Wrigleys Solicitors LLP
Article

Sell Now – Or Warehouse The Vessels For A Later Sale?

Finance senior associate Elena Tang writes for Global Transport Finance about an alternative solution available to ship financiers trying to recover non-performing loans by selling mortgaged vessels – saying that for some, immediate enforcement is not the answer.
United KingdomFinance and Banking
Shoosmiths
Shoosmiths
  • Article

    Suspended Mortgages Or Buying Spree?

    Two announcements today have highlighted the binary nature of corporate responses in Asia to the UK's vote to leave the EU.
    United KingdomReal Estate and Construction
    Withers LLP
    Withers LLP
  • Article

    Recent Changes To The German Regulatory Situation For Debt Funds

    Pursuant to recent legislative changes, certain investment funds are now entitled under certain conditions to originate or restructure loans in Germany without the need to obtain a banking licence for lending.
    United KingdomFinance and Banking
    Reed Smith (Worldwide)
    Reed Smith (Worldwide)
  • Article

    EU Authorities Raise Concerns About Proposed Data Waiver For Non-Performing Loans

    On June 1, 2018, the European Banking Authority and the European Central Bank wrote to the European Commission, the European Parliament and the Council of the European Union...
    European UnionFinance and Banking
    A&O Shearman
    A&O Shearman
  • Article

    MiFID II And MiFIR Adopted By The European Parliament

    On 15 April 2014, the European Parliament adopted legislation that will replace the current Markets in Financial Instruments Directive.
    European UnionFinance and Banking
    A&O Shearman
    A&O Shearman
  • Article

    Exemption No Longer Necessary For Secondary Trading On A Multilateral Trading Facility

    Until recently, there was an exemption for the public offer of securities made exclusively as part of a multilateral trading facility (MTF), and where the securities had already been admitted to trading on a trading platform in accordance with the host state's applicable rules.
    United KingdomFinance and Banking
    De Brauw Blackstone Westbroek
    De Brauw Blackstone Westbroek
  • Article

    Goods Mortgages Bill

    For many years taking security over art from an individual where the art is left on his or her walls has been very challenging given the archaic procedure laid down by the Bills of Sale Acts passed in the 19th century.
    United KingdomFinance and Banking
    Fieldfisher
    Fieldfisher
  • Article

    Real Estate Tip Of The Week: The Trouble With Mortgages Of Part

    It's common for developers and other landowners to grant to their lenders mortgages of part of the property they own.
    United KingdomFinance and Banking
    DAC Beachcroft LLP
    DAC Beachcroft LLP
  • Article

    UK Regulator Finalizes Standards For Underwriting Buy-To-Let Mortgages

    On September 29, 2016, the Prudential Regulation Authority published a Policy Statement and Supervisory Statement setting out its final policy approach to underwriting standards for buy-to-let mortgage contracts.
    United KingdomFinance and Banking
    A&O Shearman
    A&O Shearman
  • Article

    UK Regulator Proposes Standards For Underwriting Buy-To-Let Mortgages

    On March 29, 2016, the PRA published proposals on minimum standards for firms when underwriting buy-to-let contracts.
    United KingdomFinance and Banking
    A&O Shearman
    A&O Shearman
  • Article

    Should RSLs Put Stock In REITs?

    There has been a considerable amount written over the past year about the advent of REITs, which come into effect on 1 January 2007.
    United KingdomStrategy
    Smith & Williamson
    Smith & Williamson
  • Article

    AIFM – The Next Steps

    The EU legislative process has already now moved to the next phase - ‘Level 2' - during which the implementing and subordinate measures under the Directive will be produced.
    United KingdomCorporate/Commercial Law
    Withers LLP
    Withers LLP
  • Article

    Minor Amendments To MCOB Relating To Mortgage Borrowers With A Payment Shortfall

    The Financial Conduct Authority (FCA) has issued a consultation paper (CP16/16) on minor amendments to its Mortgages and Home Finance: Conduct of Business (MCOB) rules relating to mortgage borrowers with a payment shortfall.
    United KingdomFinance and Banking
    Gowling WLG
    Gowling WLG
  • Article

    Fixed Recoverable Costs: Where Are We Now? (Video)

    Fixed recoverable costs: Where are we now?
    United KingdomFinance and Banking
    Gatehouse Chambers
    Gatehouse Chambers
  • Article

    Risk Weight Lifting | Capital Injection?

    Amongst mortgage lenders, variations in banks' Risk Weighted Assets (RWAs) are observed in the market.
    United KingdomFinance and Banking
    Deloitte
    Deloitte
  • Article

    The Month That Was – April 2021 – An Update On Interest Only Mortgage Claims

    Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.
    United KingdomFinance and Banking
    Reynolds Porter Chamberlain
    Reynolds Porter Chamberlain
  • Article

    The UK Introduces Repayment Concessions For Residential Mortgages

    In June of this year, the UK's Financial Conduct Authority ("FCA") introduced rules to allow mortgage lenders to more easily vary contracts in order to allow...
    United KingdomFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
  • Article

    The UK's FCA Consults On A More Flexible Mortgage Lending Regime

    On 9 July 2026, the UK’s Financial Conduct Authority (FCA) released Consultation Paper 26/18 (CP 26/18) on the “Mortgage Rule Review: supporting first-time buyers and underserved consumers”.
    United KingdomFinance and Banking
    Hogan Lovells Cadwalader
    Hogan Lovells Cadwalader
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