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Remortgaging before your current mortgage deal expires can incur significant costs, including early repayment charges that typically range from 1% to 5% of your outstanding balance. Understanding these penalties and comparing them against potential savings from a new mortgage deal is essential before making this important financial decision.

Welcome to TLT's Busy lenders' monthly round-up. Each month we summarise the latest news and developments in retail mortgage lending and regulation.

This DechertOnPoint summarises current regulatory developments in the European Union and the UK and certain other EU member states in the investment funds and asset management sectors in the past four weeks

With private equity transactions appearing to be on the increase, perhaps now is a good time to revisit what employers and employees need to consider when deciding whether or not to make a restricted securities regime election.

QuickTake: New rules aim for a more single servicers market but potentially at a cost

This briefing, which is relevant to the prudential treatment of securitisations in general (traditional and synthetic) by UK PRA regulated banks, covers the securitisation-related content...

During the first half of 2024, 444 securities were listed on TISE for a variety of purposes, noting the vast majority are debt securities issued by UK and European issuers...

This edition includes news on the Royal Institute of Chartered Surveyors (RICS) in the United Kingdom lobbying the UK Government to allow RICS to regulate estate agents under the new EU Directive (5 September); American proposals to reduce currency transactions reporting requirement for seasoned business customers (16 September); and the approval of regulatory standards for Hawala money transfers between 14 Arab states (28 September).

In response to a financial crisis of historic proportions, regulators around the world adopted short-term emergency measures in 2008, frequently involving restrictions on short selling of securities, to stabilize financial markets and restore investor confidence.

The Commodity Futures Trading Commission and Securities and Exchange Commission on January 26, 2011, jointly proposed new rules (collectively "Proposed Rules") under the Commodity Exchange Act ("CEA") and the Investment Advisers Act of 1940 ("Advisers Act") to implement provisions of Title IV of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank Act") that require systemic risk reporting by registered investment advisers, commodity pool operators ("CPOs") and com

Corporate governance continues to be a hot topic: the post-Higgs Combined Code has completed its transitional period and a new UK Companies Act containing several significant measures has been passed (with a new company law reform Bill expected next year). In the EU, a Corporate Governance Forum bringing together a selection of the great and the good will be instrumental in shaping the European corporate governance agenda, which has already gathered considerable momentum.

Welcome to TLT's Busy Lenders' Monthly Round-up. Each month we summarise the latest news and developments in retail mortgage lending and regulation.

Welcome to TLT's Busy lenders' monthly round-up. Each month we summarise the latest news and developments in retail mortgage lending and regulation.

The financial services industry is facing fundamental regulatory change. The ‘regulation minefield’ through which it must navigate itself will present extreme challenges to all players, hard on the heels of an economic recession and limited investment in the long term health of processes and infrastructure. CXOs are facing tough decisions as they strive to select the right strategic options that will equip them to chart the right course through the minefield.

Welcome to the September edition of Mishcon Fraud Watch, prepared by the Corporate Investigations & Asset Recovery Group at Mishcon de Reya. Its aim is to provide businesses and their advisors with a snapshot of what has been happening in the world of fraud in the last month.

The Court of Appeal has considered a number of issues arising from an international sale of goods transaction, including the autonomy of a demand repayment guarantee.

The year 1878 brought the first UK weekly weather forecasts and the relatively unknown Bills of Sale Act 1878, which governs the way that individuals can use goods that they already own as security for loans and other obligations.

Homeowners can begin arranging a new mortgage several months before their current deal expires, but timing is crucial to avoid costly early repayment charges. Understanding when your ERC period ends and how to coordinate the remortgage process can help you secure better rates while minimizing fees and avoiding your lender's standard variable rate.