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English law contains no general principle that contractual terms must be fair or reasonable: parties must live with the bargain they have made.

Where a bank holds security for a loan, it can clearly enforce that security if the borrower is unable to repay its mortgage by selling the secured property and applying the sale proceeds to discharge...

The Defendant lender sought strike out or alternatively, summary judgment in a claim issued against it alleging breaches of the Mortgage Conduct of Business Rules...

Chinese businesses and investors face unique challenges when enforcing debts or acquiring distressed assets in the UK. Understanding the insolvency waterfall, formal enforcement options including administration and receivership, and strategic opportunities like pre-pack sales can provide significant advantages in protecting financial positions and identifying acquisition opportunities at discounted valuations.

The High Court has held that the iniquity exception to privilege applied in respect of certain aspects of a transaction, so that no privilege attached to various categories of documents over which the defendants...

Since early May, leading equity markets have tried and failed several times to overcome their recent highs.

With ISAs set to become permanent and less complicated, we examine the proposed changes and why it’s great news for investors. As at April 2006, there was £111bn invested in Cash ISAs and £70bn invested in Stocks and Shares ISAs. The government is keen to encourage further saving and, in his pre-Budget report in December, the Chancellor announced that Individual Savings Accounts (ISAs) will become permanent.

During the last quarter of 2015, a couple from Denmark was paying interest on their mortgage at a negative rate of -0.0562%.

The ICAEW has recently issued a helpsheet on the reduction of share capital under the Companies Act 2006 ("CA06").

In the first edition of our regular update for the banking industry we look at topics including ECB concerns around the use of the cloud by fintech institutions, cyber incident reporting and regulatory co-operation post-Brexit.

The Financial Conduct Authority (FCA) has published a reminder to firms that, from 9 December 2019, MIFID investment firms and optional exempt firms should use a new form to submit information

Ten years ago the investment world held its breath as Lehman Brothers collapsed.

In this quarter's edition of The Wealth Finance Brief, we focus on the art world and the long awaited proposals for reform of the security law following the announcement of the Goods Mortgages Bill.

NRAM Ltd v. Evans [2017] EWCA Civ 1013 is an interesting case in which a bank discharged a mortgage in error.

Buying your first home is exciting but it can also feel frustrating when things move more slowly than expected.

Buying a home in England and Wales can be complex and stressful. Anthony Gold Solicitors LLP helps ease the process by offering clear communication, proactive problem-solving, financial guidance, and personalized support. Their services aim to streamline the journey, reduce stress, and ensure a smooth experience.

Once a property offer is accepted, buyers and sellers focus on contract exchange and completion, where parties are legally bound. Solicitors manage finances, contracts, and mortgage requirements. Buyers assume property risks post-exchange, and completion formalities include funds transfer, Stamp Duty Land Tax, and registration.

The new pensions regime introduced on 6 April 2006 (A-Day) was designed to simplify pensions. However, the rules for pension funds investing in unquoted shares remain complex.