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Buying your first home is a big step. While the journey may seem daunting at the beginning, understanding the key steps and factors can simplify the process and allow you to make well-informed decisions.

On 28 November 2005, the Chancellor of the Exchequer announced changes made to the reporting requirements of Employment-Related Securities on Form 42. When an employer issues shares to employees, the value of the issue may be subject to both income tax and NICs.

At the end of last year, the FCA published a consultation paper and policy statement on its proposed reforms to the way banks charge for overdrafts.

On March 13, 2026, President Trump signed an executive order titled “Promoting Access to Mortgage Credit,” directing federal financial regulators to consider a broad set of revisions to the mortgage regulatory framework.

EMI schemes can be a great way to recruit, retain and motivate staff. However, issues can arise where EMI options become exercisable on an exit, or for any other reason...

When taking out a mortgage for a property purchase, a lending company will likely require a restriction to be placed on the property's register at the Land Registry for its security.

Warranties and indemnities are contractual clauses that provide protection to buyers. In a typical sale and purchase agreement, it is the buyer who bears...

On 27 January 2010 the Securities and Exchange Commission (the "SEC") voted to provide public companies with interpretative guidance on existing SEC disclosure requirements as they apply to business and legal developments relating to climate change risks.

A companion bill to the "U.S. Covered Bonds Act of 2011" (the "Act"), which was introduced earlier this year in the U.S. House of Representatives, was recently introduced in the U.S. Senate.

From payment holidays to the housing market's future prospects, we address the most frequently asked questions around how COVID-19 is impacting mortgagors.

The Code Committee of the Takeover Panel ("Panel") today published the much awaited response to its public consultation paper of 1 June 2010. The paper itself was published in the wake of the controversy surrounding the Kraft takeover of Cadbury earlier this year.

As has been widely publicized, on July 27, 2017, the U.K. Financial Conduct Authority announced that LIBOR (London Interbank Offered Rate) the longtime global interest rate benchmark...

Our client alerts dated 19 September and 1 October 2008 reported on the emergency temporary measures taken by the UK's Financial Services Authority ("FSA"), which imposed a ban on all short-selling in publicly-quoted UK financial sector companies as well as a heightened obligation to disclose net short positions in the shares of such companies.

The Commercial Court handed down judgment today in Piraeus Bank v. Antares ("The ZouZou") [2022] EWHC 1169 (Comm). The decision concerns mortgagees' interest insurance and the standard exclusions in a war risk policy.

If solicitors fail to do their job properly, with the result that a fraudulent transaction is not carried out as intended, are the solicitors still liable?

The Law Commission has published its long-awaited draft of the Goods Mortgages Bill.

Picture the situation – you are in a long-term, committed relationship with your partner. You live together in your partner's home, and you have come to see it as your own.