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It has been announced that big lenders are now starting to offer mortgages to borrowers offering a deposit of just 5%, under the new government guarantee scheme.

In this article we summarise the key features and advantages of the online charge registration service launched by Laserform at the beginning of this year.

Payments are a key revenue stream for European banks, with retail payments expected to generate €128 billion in 2015.

Since the Mortgage Market Review was finalised in October 2012, many building societies have found timely implementation to be a significant challenge.

A US Securities and Exchange Commission (SEC) investigation has found that the agency missed multiple opportunities to uncover the Madoff Ponzi scheme.

We have reviewed the London floats of biotech companies in the second half of 2006. Enclosed is a note on a number of points of interest, showing that option schemes continue to be important to the sector.

This update highlights a number of important developments regarding the regulatory framework for the short-selling of securities.

A brief introduction to some of the fundamental changes proposed to be made to the system of registration of security interests created by companies and the consequent effect on priorities of competing interests. The changes, proposed to be introduced by way of secondary legislation, will also bring within the scope of registration some transactions which do not even contain a grant of security. The consequences for banking practice will be significant.

Two companies in administration challenged the validity of a receivership appointment and subsequent property sale after discovering the appointment document named the wrong chargor. The court examined whether established legal principles for correcting documentary mistakes could save the flawed appointment, with significant implications for property title and secured lending practices.

Insurance market update for financial institutions around the globe.

I would confidently say that a swift conclusion is at the heart of all successful conveyancing matters. Delays can result in so many frustrations, causing unwanted confusion and upset among buyers and...

In July 2025, the UK government announced the Leeds Reforms. They mark a shift in UK financial regulation, and will boost growth by deepening capital markets...

The recent case of Morgan-Rowe v Woodgate [2023] EWHC 2375 (KB) is a helpful authority for credit hire practitioners faced with commonplace issues concerning impecuniosity.

There is no precise or universal test to determine an unfair relationship under s140A of the Consumer Credit Act 1974 (CCA).

Unfortunately, rather than taking the simple approach of bringing the whole of the new Companies Act 2006 into force at once, the Government has instead done things piecemeal leaving companies struggling to work out how the new legislation impacts on their day to day operations.

The stark news is that 293 companies left the market last year, and only 18 joined (of which 3 transferred to AIM from the Official List).

Actions taken to seize control of a securitisation structure and the underlying loan portfolio declared void and of no effect.

The recent Enviroco case before the Court of Appeal in England illustrates the unintended consequences that can result from incorporating statutory references into commercial contracts, and indeed from giving a certain type of security over shares.