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European supervisors usually consider a non-performing loan when there are indications that the borrower is unlikely to repay the loan because of financial difficulties or when he is late in paying his agreed installments for more than 90 days.

Με τη συνεχή αναβάθμιση του νομοθετικού και ρυθμιστικού της καθεστώτος, η Κύπρος έχει εξελιχθεί